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Oldchangkee4eva

I realise many ppl struggling to achieve $500 minimum spend per mth, including me. Surprisingly frugal.

I was considering ocbc360 account and additional interest rate needs $500 minimum spend
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No guessing game

I easily hit yearly min spend
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default

Min spend will entitle u to what? Otherwise wont give u % interest?

Usually i thought last time min spend is for more atas cards

U put billing to your card like insurance, phone, pub bill etc lor?
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Only money is real

Arctic

Quote from: default on Oct 16, 2024, 10:46 AMMin spend will entitle u to what? Otherwise wont give u % interest?

Usually i thought last time min spend is for more atas cards

U put billing to your card like insurance, phone, pub bill etc lor?

Use to pay bills sure hit

Else buy groceries and meals also will help
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Oldchangkee4eva

Quote from: default on Oct 16, 2024, 10:46 AMMin spend will entitle u to what? Otherwise wont give u % interest?

Usually i thought last time min spend is for more atas cards

U put billing to your card like insurance, phone, pub bill etc lor?

Heard giro, payment of bills via axs is not counted.

If hit $500 minimum spending for the month, entitled to 0.6% extra of interest rate. Also not much actually.
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default

Quote from: oldchangkee on Oct 16, 2024, 11:40 AMHeard giro, payment of bills via axs is not counted.

If hit $500 minimum spending for the month, entitled to 0.6% extra of interest rate. Also not much actually.

Buy vouchers lor. But later u also got to spend the voucher. Ppl buy that to sell but not rly worth it if u factor in time and effort
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default

Quote from: oldchangkee on Oct 16, 2024, 11:40 AMHeard giro, payment of bills via axs is not counted.

If hit $500 minimum spending for the month, entitled to 0.6% extra of interest rate. Also not much actually.

Pay by credit card can right? Means auto deduct from cc every mth
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Mummy1234

I exceed min spend easily every mth. At least 2k spending, sometimes up to 6k.
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Oldchangkee4eva

Quote from: default on Oct 16, 2024, 11:44 AMPay by credit card can right? Means auto deduct from cc every mth

Tiagong cannot. I will go check it out
Anyway it's probably only max of $50 additional into the added interest. Really not worth the effort

Voucher, not very sure. But if have to buy vouchers every mth to cope with the minimum spending... Will be unsustainable
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Mummy1234

I need to control my CC spending
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default

Quote from: Mummy1234 on Oct 16, 2024, 11:45 AMI exceed min spend easily every mth. At least 2k spending, sometimes up to 6k.

we dont make 20k+ per mth like u leh


encourageSome1

Quote from: oldchangkee on Oct 16, 2024, 10:07 AMI realise many ppl struggling to achieve $500 minimum spend per mth, including me. Surprisingly frugal.

I was considering ocbc360 account and additional interest rate needs $500 minimum spend

Huhhhh I didn't know hv topppid min spend
My money I want to spend 0.05 or 500 is my own biz ba
Why cos of cc co I need to spend min?!? This one underworld society
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Mummy1234

Quote from: default on Oct 16, 2024, 12:36 PMwe dont make 20k+ per mth like u leh

My basic only 7500 but going up to 11k plus. I don't make 20k a mth lah

That's why overspending

jim889

lim peh cc bill smelly smelly 2k/m
 :frown:
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