Credit card minimum spend

[jim889]

My basic only 7500 but going up to 11k plus. I don't make 20k a mth lah

That's why overspending

chiu gp?
 

[Mummy1234]

chiu gp?
 

Yalor..

[jim889]

Yalor..

huai chiu nose specalise other thing ?
 

[Oldchangkee4eva]

Huhhhh I didn't know hv topppid min spend
My money I want to spend 0.05 or 500 is my own biz ba
Why cos of cc co I need to spend min?!? This one underworld society

Eh no... The minimum spending is a requirement for an additional interest rate ocbc 360. Haha. if no hit, no interest nia.

[encourageSome1]

Eh no... The minimum spending is a requirement for an additional interest rate ocbc 360. Haha. if no hit, no interest nia.

My first rule of thumb for anyth is
Buy only what I need
Not what seller needs me to do

Exception is voucher due tmr , and more than 10.00
So nthg also diedie must try to thk of something to buy
I hv bought books 📚 which aren't v urgent needed and nv read much
And pots pans for mom which she don't know but I don't hv need but got a voucher fr some lucky draw or some gift mybfd need to gift her to spend

[encourageSome1]

Eh no... The minimum spending is a requirement for an additional interest rate ocbc 360. Haha. if no hit, no interest nia.

I rather forgo e interest cos I don't hv much $ either to grow that big diff in real value for interest

[Mummy1234]

huai chiu nose specalise other thing ?
 

Lazy to study more, take exams and do night duties.

[Philipkee]

Heard giro, payment of bills via axs is not counted.

If hit $500 minimum spending for the month, entitled to 0.6% extra of interest rate. Also not much actually.

Interest rate or rebate?

[jim889]

Lazy to study more, take exams and do night duties.

night duty ish choh boh one mah. anyway nao the loh koon registrar jin yang rook like xdd
 

[Oldchangkee4eva]

Interest rate or rebate?

Interest rate for ocbc360

Additional 0.6% interest for your savings

[GhostZM]

Try not to have this mindset of having to hit minimum sum per month to get additional interest/cashback for your cc..

Dun spend for the sake of spending..if there's really nothing to buy, dun force it.


CheerS!!!😉

[Oldchangkee4eva]

My first rule of thumb for anyth is
Buy only what I need
Not what seller needs me to do

Exception is voucher due tmr , and more than 10.00
So nthg also diedie must try to thk of something to buy
I hv bought books 📚 which aren't v urgent needed and nv read much
And pots pans for mom which she don't know but I don't hv need but got a voucher fr some lucky draw or some gift mybfd need to gift her to spend

Yes I agree totally. Don't buy for the sake of achieving CC minimum 👍

[Oldchangkee4eva]

Try not to have this mindset of having to hit minimum sum per month to get additional interest/cashback for your cc..

Dun spend for the sake of spending..if there's really nothing to buy, dun force it.


CheerS!!!😉

Yes Ghost kor I totally agree 👍

[Aisingioro]

if only you could 'borrow' some of my work-related spending to meet minimum

2-3 nights of hotel on work trip can already cross 500 SGD