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Downgrading hospitalisation insurance

Started by 老曾记, Jan 09, 2025, 12:33 PM

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BuiBuiForeverAlone

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Risa

Quote from: Arctic on Jan 11, 2025, 02:27 PMAIA HealthShield Gold Max is the private hospital plan?

AIA Max VitalHealth from what I googled is "a rider attached to AIA HealthShield Gold Max A that helps to keep out-of-pocket expenses to the minimum, while giving you control over your premiums."
Last time is "as charged" right? Means zero out of pocket charges


Mine is Great Eastern gov A ward + similar rider but my rider monthly $25+ only (yearly $300+)
Your rider is $600/yr?!

cannot compare
coz mine is cover private hospital and lower (basically, cover everything from private to govt)

but if i downgrade my entire AIA plan to be similar as yours (gov A ward + relevant rider), my yearly cash payment is 238.36 for my age group

maybe i should downgrade completely right...?
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toolatesnow

Quote from: Shiori on Jan 09, 2025, 08:30 PMeverything is so ridiculously expensive in sg

expensive while employed staff sleep on their job

Joe Maya

Quote from: default on Jan 09, 2025, 01:13 PMthe other day i went MRI i dunno but i think my policies not covered... need to go check

govt co-pay $600 or so i still need to pay $100+

they say revised charges MRI now medisave can only pay $300 (nurse at ttsh said), then dunno smlj what thing can cover

now my shoulder also feel pain, not so sure whether big issue or not if need to redo MRI another fucking $700+


Yea one year MRI/CT scan max $300.

Tbh why not just put it at $1000 each year, have to be so low $300 like purposely want to bleed us.
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Joe Maya

I don't believe in forking out more than $100 per month on insurance.

I only use GE Supremehealth via my medisave and around $50 on Aviva term, critical illness and rider.

Don't understand my friend 4 digits per month just for insurance.

雨过天晴

My policy ish b1 gahment hosp only with ntuc income whole year 500+ for moi age grp

Parent age grp about 1k each for 60s

Inpatient only.. 

Very cheap and i cannot afford pte oso 
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唵 嘛 呢 叭 弥 吽
自古多情空余恨,此恨绵绵无绝期。
天涯太远 欠你一次永恒, 但学不会 遗忘那抹余温 。 我只要你 下个季节里相见 唤我一句也 甘愿

雨过天晴

Quote from: Joe Maya on Jan 12, 2025, 05:51 AMI don't believe in forking out more than $100 per month on insurance.

I only use GE Supremehealth via my medisave and around $50 on Aviva term, critical illness and rider.

Don't understand my friend 4 digits per month just for insurance.


Me too unless ish all insorlan like car insorlan , health insorlan, accident insorlan, crit illness, hdb insorlan all add tgt then maybe
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jim889

Quote from: Joe Maya on Jan 12, 2025, 05:51 AMI don't believe in forking out more than $100 per month on insurance.

I only use GE Supremehealth via my medisave and around $50 on Aviva term, critical illness and rider.

Don't understand my friend 4 digits per month just for insurance.

bai insorance is rike bai 4d or toto mah..
chiu get the pay out when the event happen..

just rike why ppl buyed 4d or toto .. 有买有希望
 :flash:
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