Downgrading hospitalisation insurance

[老曾记]

i downgraded by AIA rider last year coz too expensive

Downgrade to what type of coverage ah? How much r u paying now?

[jim889]

What if choose c class really land in c class? In fact many times I encounter the private rooms and B1 seems to be more easily occupied lei.

sure get the chance but chiur bill will be cheaper than chiu choosing higher crass bed

anyway c class wards aways full so free upgrade quite common.
 

[stillgottheblues]

Many things are not covered by insurance when the time you are really sick. This will surprise you.

[jim889]

Many things are not covered by insurance when the time you are really sick. This will surprise you.

just go polyklinik get referal to horsepeter and stayed c crass ward sure affordable.. who can forget about the $9 heart surgery
 

[Risa]

Downgrade to what type of coverage ah? How much r u paying now?

cash is almost $600 for this year

i am on private hospital plan i think

[Arctic]

cash is almost $600 for this year

i am on private hospital plan i think

Why need to pay cash? It's the top tier but at your age, medisave should be able to cover 100% premiums

[Risa]

Why need to pay cash? It's the top tier but at your age, medisave should be able to cover 100% premiums

i got buy AIA plan + rider

[Imboredtodeath]

After recent issues i think i might consider upgrading instead. Seems like going downhill

[jim889]

After recent issues i think i might consider upgrading instead. Seems like going downhill

lim peh nose insorance
 

[Arctic]

i got buy AIA plan + rider

What kind of rider?

[Arctic]

After recent issues i think i might consider upgrading instead. Seems like going downhill

You foresee yourself landing in hospital soon?

[Imboredtodeath]

You foresee yourself landing in hospital soon?

dunno leh maybe

[Risa]

What kind of rider?

AIA HealthShield Gold Max + AIA Max VitalHealth

[Arctic]

AIA HealthShield Gold Max + AIA Max VitalHealth

AIA HealthShield Gold Max is the private hospital plan?

AIA Max VitalHealth from what I googled is "a rider attached to AIA HealthShield Gold Max A that helps to keep out-of-pocket expenses to the minimum, while giving you control over your premiums."
Last time is "as charged" right? Means zero out of pocket charges


Mine is Great Eastern gov A ward + similar rider but my rider monthly $25+ only (yearly $300+)
Your rider is $600/yr?!

[Imboredtodeath]

I polyclinic to ttsh mri also need 700+ for mri and only 300 can be used from medisave.

Then maybe here or there grant still need to pay

Medisave also our own $ leh