Should I retire now?

[Mummy1234]

Instead of buying a landed?

Can have S$5k a mth for 30 years.

Tired of patient complaints at work threatening my rice bowl.

They say I uncaring Dr, too rushed, going through the motion.

Xian, must give TLC to every patient.

[jim889]

Instead of buying a landed?

Can have S$5k a mth for 30 years.

Tired of patient complaints at work threatening my rice bowl.

They say I uncaring Dr, too rushed, going through the motion.

Xian, must give TLC to every patient.

if me moi will leetire,  5k a mth for 30 years.

assume chiu 48 yr old nao chiu will be 78 yr old by end of it.. time to go too
 

[Mummy1234]

if me moi will leetire,  5k a mth for 30 years.

assume chiu 48 yr old nao chiu will be 78 yr old by end of it.. time to go too
 

Ya, trying to convince my hubby.

Scary, very stressed now after my supervisor Dr talk to me.

He says there r Dr's sacked for too many complaints before in the company

[Mummy1234]

I scared to exercise my otp now.

Later no job and have 3 years SSD.

[Mummy1234]

I think I must go for eyelash extension. I put and for months there were no more complaints. Now, I remove it, complaints come.

Dr also must look pretty to reduce complaints.

[jim889]

I scared to exercise my otp now.

Later no job and have 3 years SSD.

if chiu dun exercise chiur otp wat ish chiur penalty?
moi tot chiu gotch a good deal.. 
be gp huai sked nose jod ...

if patient komplain then chiu slowly take chiur time to see them roh see less patients a day roh.

[jim889]

Ya, trying to convince my hubby.

Scary, very stressed now after my supervisor Dr talk to me.

He says there r Dr's sacked for too many complaints before in the company

just change klinik roh..   

[jim889]

I think I must go for eyelash extension. I put and for months there were no more complaints. Now, I remove it, complaints come.

Dr also must look pretty to reduce complaints.

since chiu noe the answer liao better do that to protect chiur lice bowl. no harm one.

but moi think woman always wan to see woman doctor..

man always pick man loh koon.. sked to show moi xdd to female loh koon
 

[Mummy1234]

if chiu dun exercise chiur otp wat ish chiur penalty?
moi tot chiu gotch a good deal.. 
be gp huai sked nose jod ...

if patient komplain then chiu slowly take chiur time to see them roh see less patients a day roh.

My colleagues all see very slow, I think I must be like them.

Often rush to see cause too many in the queue.

I dun think got penalty just lose my 170 k deposit

[jim889]

My colleagues all see very slow, I think I must be like them.

Often rush to see cause too many in the queue.

I dun think got penalty just lose my 170 k deposit

then chiur penalty ish $170,000.00 roh.
can loose ah?

moi dun have this $$$..

huai not chiu just do a flip, finish the transaction.

renovate the place then put in market for $4m.
3 mths after transaction gaotim.. 600k profit
  

[Mummy1234]

then chiur penalty ish $170,000.00 roh.
can loose ah?

moi dun have this $$$..

huai not chiu just do a flip, finish the transaction.

renovate the place then put in market for $4m.
3 mths after transaction gaotim.. 600k profit
  

12% SSD in first year.

[Mummy1234]

How, I very stressed now. Dunno whether to exercise OTP or not.

[jim889]

12% SSD in first year.

ya but chiu dun hold for 1 yr. do a flip 3 mths can finish.
simple reno can liao chiu can spend 170k as budget for the reno too otherwise forfeited moar wasted.

[jim889]

How, I very stressed now. Dunno whether to exercise OTP or not.

already tell chiu the solution..

loosing $170k  is big deal
    

[Mummy1234]

already tell chiu the solution..

loosing $170k  is big deal
    

Flip within one year also 12% SSD.

Found the solution.

Borrow a bit more so that we can survive for 3 years.