Now which credit card better ah?

[Imboredtodeath]

so did they approve after chiu call in?
 

ya

[jim889]

ya

moi oredi said by default will approve.. they only charge those who are lazy or didnt ask
 

 

[Arctic]

moi oredi said by default will approve.. they only charge those who are lazy or didnt ask
 

 

His request was rejected at first, only approved after calling in which is his 2nd try
So it's not really by default for his case

[jim889]

His request was rejected at first, only approved after calling in which is his 2nd try
So it's not really by default for his case

they miss him mah.. wanna her his voice
 

[encourageSome1]

Standard Chartered Bank (Singapore) Limited (SCBSL) owns 60% of Trust. SCBSL, is an indirect wholly
owned subsidiary of Standard Chartered PLC (SC PLC). BetaPlus Pte. Ltd. (BetaPlus) owns 40% of Trust.
BetaPlus is a direct subsidiary of NTUC Enterprise Co-operative Limited.

as useful as any credit card hahaha.. exchange rates are good... so online and overseas spending can save a bit... now got 1% cashback card which is

SCB i ve used for 1/2 yr before they online v user-UnFriendly so i prefer any other bank even cimb over scb

betaPlus don t really know
NTUC prices ups a lot since post covid vs other supermarkets so trying not to support em much if i m free and can detour to other places

Thanks didi. will consider when i go oversaes more often    

now can only access fr PC, my phone doesnt work w this site anymore

[encourageSome1]

moi oredi said by default will approve.. they only charge those who are lazy or didnt ask
 

 

if u mean cr card, ocbc doesn t waive even if u asked.
so i cancelled em both , anyway i m also not really using ocbc card. so nvm they dont want to waive

[encourageSome1]

There are quite a few threads in edmw where waivers are rejected

think we dont spend enuf on the card w them. if u use enuf say more than x $ per mth pr y $ per yr they dont mind.

for toopid citi , they ever declined. so i cancelled the card. 3 week of cancellation their don t know what mgr called back n asked to reinstate please they waiving every fee/charge /interest , i said "i alr appealed in phone and in app twice , your teammate says it is declined and i say go ahead cancel" . so after 3.1 week it revived and sent me a new card again.

[sTiCkY]

SCB i ve used for 1/2 yr before they online v user-UnFriendly so i prefer any other bank even cimb over scb

betaPlus don t really know
NTUC prices ups a lot since post covid vs other supermarkets so trying not to support em much if i m free and can detour to other places

Thanks didi. will consider when i go oversaes more often    

now can only access fr PC, my phone doesnt work w this site anymore

they are a bank by themselves... just that investors are the 2 of them

[encourageSome1]

now it becum lakshimi bank chiu steel go

moi go umbrella brand nose such issues
 

brolly brand who siol ?
anyways, best to hv them into some investmt or growing thg than stay w bank or biscuit tin

[Arctic]

think we dont spend enuf on the card w them. if u use enuf say more than x $ per mth pr y $ per yr they dont mind.

for toopid citi , they ever declined. so i cancelled the card. 3 week of cancellation their don t know what mgr called back n asked to reinstate please they waiving every fee/charge /interest , i said "i alr appealed in phone and in app twice , your teammate says it is declined and i say go ahead cancel" . so after 3.1 week it revived and sent me a new card again.

I duno how it works cos I dun spend a lot on that card too. Saw in edmw where ppl spend a lot and have good credit ratings but their waiver were rejected

Shitty bank has the worst reputation among banks imo. I closed my account with them long ago

[jim889]

brolly brand who siol ?
anyways, best to hv them into some investmt or growing thg than stay w bank or biscuit tin

chiu slowly find out rah
  

[Joe Maya]

Cancel citibank a couple of months back and a few DBS CC.

Now only use POSB Everyday Card, HSBC Revolution & SC Smart Card.


SC Smart Card ( Visa ) - 6% cashback Ez Link, Mcdonald's, KFC, BK, Subway, Yakun, Netflix,Spotify,Youtube ( No minimum )
POSB Everyday Card ( Mastercard ) - 5% cashback Sheng Siong ( No minimum )
HSBC Revolution ( Visa ) - Standby

SC & HSBC $0 annual fee, POSB Everyday technically have but can be easily waived.

[Joe Maya]

Same here. Posb everyday card as credit card and ezlink. Nets and atm also can I think but I nv use them before

Also not much promo but sheng siong 5% rebates

That's why i only shop at Sheng Siong. 

[Kok loeng]

Got what thg better than Citi card ?

Amex black centurion lo.

I seen my boss use before.

Knn stranded overseas miss flight, make 1 phone call, got car come pick up bring go hotel then fly next day without him even lifting a finger.

Knn i tompang him together heng like siao, else Knn go until El salavador liao still dunno sia

[Kok loeng]

In my possession now

All free of annual fees.

Posb everyday
Amex gold
Trust link visa

HSBC citi Ocbc Uob keep sending me those simi Kris flyer clock air mile card and ask me activate.

I never even bother.

The abv 3 cards I ok to use liao.

Trust just launch another one foc card I go backside itchy clik for fun in the app, Nabeh just approve and give