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encourageSome1

Quote from: default on Aug 30, 2024, 05:37 PMYa thats why. But citi rly suck i feel. The reward points and cashback rly seem like reduced?
I lkk cheapskate one
They usu let u redeem points
So my spending mthly abt 400-1500 rebate actual paid $ into points that can offset part of the bill eg 2-10 dollar etc
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encourageSome1

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encourageSome1

Quote from: sTiCkY on Aug 30, 2024, 06:35 PMtrust card... no annual fees :s13:

plis use moi referral NG6V8CXB

Trust card is by which org or whc bank a ? Useful not ?
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encourageSome1

Quote from: bsg on Aug 30, 2024, 06:26 PMOf cos the amex centurion black card best kah

Got what thg better than Citi card ?
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sTiCkY

Quote from: EncourageSome1 on Aug 30, 2024, 07:42 PMTrust card is by which org or whc bank a ? Useful not ?

Standard Chartered Bank (Singapore) Limited (SCBSL) owns 60% of Trust. SCBSL, is an indirect wholly
owned subsidiary of Standard Chartered PLC (SC PLC). BetaPlus Pte. Ltd. (BetaPlus) owns 40% of Trust.
BetaPlus is a direct subsidiary of NTUC Enterprise Co-operative Limited.

as useful as any credit card hahaha.. exchange rates are good... so online and overseas spending can save a bit... now got 1% cashback card which is :crazy:

jim889

Quote from: EncourageSome1 on Aug 30, 2024, 07:41 PMEsp when atm and ibanking is down hahaha

who tell chiu to bank with dbs
 :s13:

encourageSome1

Quote from: jim889 on Aug 30, 2024, 08:09 PMwho tell chiu to bank with dbs
 :s13:

When lkk was a kid
All the bank I know was key bank 🏦
Ocbc oub the other two v far fr me so we only hv key bank
Lkk old Liao then they merge n chg n become like today
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Shiori

i only use those w/o annual fees

jim889

Quote from: EncourageSome1 on Aug 30, 2024, 10:10 PMWhen lkk was a kid
All the bank I know was key bank 🏦
Ocbc oub the other two v far fr me so we only hv key bank
Lkk old Liao then they merge n chg n become like today

now it becum lakshimi bank chiu steel go

moi go umbrella brand nose such issues
 :s13:
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Arctic

Quote from: Shiori on Aug 30, 2024, 10:12 PMi only use those w/o annual fees


So far all my waiver requests are successful instantly. And I don't even spend a lot

jim889

Quote from: peaceheart on Aug 31, 2024, 09:33 AM
So far all my waiver requests are successful instantly. And I don't even spend a lot

by default will approve.. they only charge those who are lazy or didnt ask
 :frown:

Arctic

Quote from: jim889 on Aug 31, 2024, 11:23 AMby default will approve.. they only charge those who are lazy or didnt ask
 :frown:

There are quite a few threads in edmw where waivers are rejected

jim889

Quote from: peaceheart on Aug 31, 2024, 11:31 AMThere are quite a few threads in edmw where waivers are rejected

with their bad publicity.. moi think they leecently change policy
 :s13:

default

Quote from: jim889 on Aug 31, 2024, 11:23 AMby default will approve.. they only charge those who are lazy or didnt ask
 :frown:

they rejected mine until i call in coz they say i nv use it
Only money is real

jim889

Quote from: default on Aug 31, 2024, 12:32 PMthey rejected mine until i call in coz they say i nv use it

so did they approve after chiu call in?
 :s11:
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