I think its damn depressing tbh
https://forums.hardwarezone.com.sg/threads/anyone-saw-this-33-yo-china-single-mum-on-ig.7091523/
U see this woman. Ok not bad looking but is single mum. She says shit about guys in sg but she is also not a good person herself.
Just fishing for rich and yandao
Then the men she mentioned and portrayed in video also similar to what she said.
So many single mums and dads nowadays. The good looking and rich ones also all not simple. The avg and not so good looking ones get hiamed. it's not like last time at least women wont hiam. but now they are all educated and can fend for themselves. that's how it actually became worse.
Then suka suka divorce. The rich getting richer poor getting poorer.
The middle class is the new poor with the wealth gap and subsidising the poor. Hdb cost millions and pay nv grow in tandem.
Those kids study so hard and vie for so little spots at studies and work.
Everyday running hamster wheel. The rest of us 30s and 40s got a late start (if we didnt work in MNCs or govt) since now starting pay is minimally 4k+ or 5k while during our time local uni maybe low 3k starting pay
For those married younger and bought flats and got kids then huat ah because they caught up with peers, sufficient to live like our parents did. those of us that never got a good enough job, saved up or invested (missed opportunities), didnt get the first flat at under 35........ we missed out a lot and can never catch on
Our sandwiched gen. Really must piah or got inheritance or super ultra lucky to win lottery then got chance, unlike our parents time.
Even if u so fucking 1/13m win 1m u can only afford a pathetic 4 room at boon keng still need to top up.
If never win toto or do biz how u going to fucking retire?
Last time win 4d or toto 600k can buy hdb + condo. Last time u work as teacher or got a bit daring appetite to do biz u huat liao. So many people admitted to me.
Even if u ball less u just work as civil servant confirm wont die and will huat and can have 3 or more kids.
Now u must take risk to invest in s&p 500 and stocks to barely be able to retire. Maybe as a single or just 1 kid. u must pray S&P 500 no taiji.
investing in these and bonds are like only keeping up with inflation and u must also have the other half set as savings
Everyone just waiting for the reset. Will it ever come?
Last time u must be ultra beh kan then will have to live in rental flats. Ultra as in super ultra motherfucking beh kan lazy drug addict or got disabilities (which is sad and not their fault), the rest are just those mat yo yo or druggies or totally tang ping zoh boh lan, fish 1 day dry net for 3 days type
The whole shit i look at our current gen is way worse than shit if u didnt start to save young and never got married early to buy cheap house and huat
Everyones expectations are so high and its so damn hard to start biz or hold on to a job with AI disrupting the world
I feel basically we're fucked. Or whole world is fucked. Esp the developed world.
Unless u rly got balls to go developing countries to invest only then maybe got chance to strike it rich. But need to have luck and connections also
The world is rly kind of fucked.
Girls expectations high, guys also but its all society doing its thing.
Then job security is so shit and only certain jobs are in demand. AI and robotics are so fucking advanced.
@No guessing game , u say someone developed a model to predict trends etc. How many people know that or also developed their own models?
I just feel its almost close to impossible to thrive.
If u worked hard at a job and saved crazily u also might barely survive 10 to 20 yrs from now compared to those in their 50s and 60s that enjoyed the boom. If u worked in low pay sme u must save like crazy to barely be able to survive.
Its a bit like too late to start anything now. Unless u hustle like mad
U see those dumb influencers get money from the crowd while making a decent living is getting close to impossible. This is almost like the prophecy of end of times........笑贫不笑娼
Earlier example i cited. Last time toto prize was 600k. 600k time a 3 room cost 150k max at prime area. 4 room abt 200k ish. Condo probably 500k so u can buy both together and have only 100k loan.
now the same 3 room with <50 yrs lease at my place is about 360k++ onwards. elsewhr if u want something within like 500m or even 1km of MRT with decent amenities, size.......... that will cost you 400k upwards
newer 3 room flats at henderson, clementi, boon keng at 500k upwards for even low floors. if decent floor 600k liao
Now mickey mouse condo 1m minimal and these are shit size shit locations. Anything decent will cost 1.5m and above.
We are in a age of hustle or die and theres so much competition so little place for growth. U rly got to be super smart or super 不要脸 like semenboy or wang lei to generate hype to get ur first pot of gold. Or be recognised at work and be promoted. Ure either in top 20 or 30% or be fucked.
it's not just 1 area that is fucked. it's all areas are fucked. from sciences, engineering, healthcare, even arts... we are witnessing industrial revolution 5.0
humans expectations, competition from other humans, AI
if ure lousier than avg... say shorter, less smart, less good looking, less hardworking, less recognised less talented, less ways to hustle and channels to hustle, less inheritance means ure totally fucked
and most will have no ways to move up. theres too little opportunities
the PAP govt also doesnt care about younger gen or even current gen. they rather import
so unless u got money for ur kids, or hope ur kids are super smart and super lucky else ure in deep shit and ur kids are in deep shit
Knn he china woman ownself so slutty still talk until so noble
First Industrial Revolution: Coal was the primary energy source, beginning around 1765
Second Industrial Revolution: Gas became the primary energy source, beginning around 1870
Third Industrial Revolution: Electronics and nuclear power became the primary focus, beginning around 1969
Fourth Industrial Revolution: The internet and renewable energy became the primary focus, beginning around 2000
the wealth cycle, industrial revolution cycle is getting shorter. u see the first 2 are 100 yrs apart. the third one also 100 years
the fourth one and internet began abt 2000, but i would say slightly earlier... above from ChatGPT
but now we are only at 2024.... if this is purely a incremental type of industrial revolution also part of Fourth Industrial revolution, then we are also being pushed to our max
Quote from: Arctic on Dec 28, 2024, 12:16 AMKnn he china woman ownself so slutty still talk until so noble
ya thats what i mean also. but im not just focusing on her. she ask all the rich and possibly yandao out and still say shit about them
all she wants are restaurant meals coz she got 姿色
but the point is...... we are entering into this super materialistic world and super elitist society where only the super rich and good looking and super smart will survive......... or those with inheritance, either wealth or smarts
the rest of the middling and below avg ones will die worse than our ancestors. in the past if ure not so smart or not good looking or not talented or not strong or tall u can still survive and find a mate and buy a house whether as a single or couple EASILY
now it's not even pessimistic to call it unable to survive and thrive
it's becoming more and more like the society portrayed in parasite......... also like in a dystopian world right now with all the wars and machiam like coming of Matrix + Terminator
how do u even survive in all ways
so what if ure a good teacher, no new gen u teach what?
so what if ure a good programmer? u see AI is phasing u out
only few jobs that are being helped by tech instead of fully replaced are those like counsellors, doctors, nurses, lawyers (even so for lawyers, more tech is weeding out the weaker ones)... simple things like reviews all these already making it tougher for many professions.
AI all these are helping those who are rly smart etc
but i think there will come a point of saturation. if everyone got bots...... then only the richest will survive because they can afford to own and build robots and develop even better ones
if all the wealth are concentrated to these people like bill gates, elon musk
then more people lose their jobs then how to even survive
At some nearby point in the future, developed countries like US and those heavily invested into AI/tech - such as China
will kena more unrest, as more people are replaced
people will shun tech for a while (i think) or force govts to stop AI from taking over jobs.
but this AI and quantum computing era, means it's the nuclear arms race like last time
if UBI (universal basic income) is introduced, will it be global or will it be country based? say like US gives everyone 3k per mth while SG gives everyone 2k per mth and china gives 5k RMB per mth or what
we are witnessing something first time in human history........... do u even know where to place ur bets? all in S&P 500? Crypto?
I feel Crypto really is a very big bet while in the short-mid term, BRICS are trying to move away from US dollar
your next bet.......... is what ur future is going to be about
I think if rly want to 靠 S&P 500 to 发财 it's impossible. more of keeping with inflation
it's either u whack a few companies or u start a biz (in the mean time, 捞 like wang lei etc), or u are smart to start ur own biz urself keeping up with tech
or u work for big corps with good future and are recognised... or at least being recognised in govt
else any other way is 死路一条
we are going to see riots very soon around the world
u really need to be fucking shameless to get ur first pot of gold and exploit everyone everything
https://www.youtube.com/watch?v=G_-pU8VW_QU
u need to whack into the next big thing like nvidia or tesla
like palantir or sofi... i bought palantir previously but sold........ or the nxt microsoft
if want to rly get rich is thru these liao, but how diff is it from gambling?
s&p 500 is only hedging to keep up with inflation........ just my 2 cts
and in sg we cannot even think about retiring in sg
must think abt retiring in other countries
and the govt still protects the JHK and JHB
Browse thru and kinda agree with all
Now ppl are looking at get rich quick methods. Either by gambling (sgpools record betting for 2024),predict next big thing in stock mkt or be influencer (low barrier high returns)
The materialistic part also true. Now drive conti sedan not enough flex, must drive conti suv then satki. Stay condo also not gd enough, must own more than 1 property then satki. Travel overseas is too common too, must travel to exotic less travelled countries then satki. And let's not forget about branded watches, handbags and clothes.
Now is survival of the richest. Best is strike life lottery cos being smart and hardworking dun guarantee success
Quote from: Arctic on Dec 28, 2024, 02:15 AMNow is survival of the richest. Best is strike life lottery cos being smart and hardworking dun guarantee success
it's v different from past eras. the cycle is getting shorter for everything. hard work does not pay off esp with AI and robotics. u got to really smart
which in most case most of us arent. by really smart i mean like bill gates or elon musk level or at least one of those scholars or lesser scholars level....... which means the top 5, or 3 or 1%
in which case the window of opportunity to really jump to the higher tier is to be shameless and milk everything like wang lei etc.......
this window is also slowly closing off esp if u are not good at getting eyeballs on you
last time investing will get u rich. but now investing is to fight inflation. if u save half and invest half, you will be able to retire well. if u dont save and invest, u got to hustle another way
in the past u just need to save adequately and every shit is taken care of because cars, house and govt benefits and every god damn thing is way easier to get without what stupid ABSD and all the stupid fucking rules they put in place + crazy inflation
that is until the world resets either by WW3 or some other means of wealth transfer, which most rich and smart people are trying to prevent
u got to be quick in thinking, evil and dont be gullible to survive now. by that i mean trust no one esp not your colleagues and bosses
people would say it's the same last time, rich smart talented good looking more opportunities and will survive
i agree but it's exacerbated way way way worse now compared to last time with fewer opportunities in all areas....... housing, jobs, partners, friends
in the past 20 yrs a lot has changed. even the youngsters average height for guys is probably 1.8m........ u go out see u will agree. even girls are 1.7m
the fuck everything is speeding up so damn fast in everything...... the math they study now etc
我们正在被时代淘汰
Aiya bro u stay little India just pick 1 from there and get it over with their expectations low and knows how to cook curry.
Quote from: No guessing game on Dec 28, 2024, 05:26 AMAiya bro u stay little India just pick 1 from there and get it over with their expectations low and knows how to cook curry.
...........
Even 996 and 247 is no longer enough to survive, COL is moving a breakneck speed and way outpacing income
Many gave up on working to survive and instead lie flat, depend on lottery/gambling to make a windfall
This gen already so jialat, next gen is already doomed but many still believe they are the exception and their children will make it in life
Quote from: Arctic on Dec 28, 2024, 09:10 AMEven 996 and 247 is no longer enough to survive, COL is moving a breakneck speed and way outpacing COL
Many gave up on working to survive and instead lie flat, depend on lottery/gambling to make a windfall
This gen already so jialat, next gen is already doomed but many still believe they are the exception and their children will make it in life
ya the shit is starting in china and also in US and OZ
we are nearly there. yet govt focuses on jhk and jhb
Quote from: default on Dec 28, 2024, 10:30 AMya the shit is starting in china and also in US and OZ
we are nearly there. yet govt focuses on jhk and jhb
Yup, we are the next China, Hong Kong, Japan and S.Korea in terms of stress, small housing, overcrowding, work conditions and overall COL or maybe we are already there but everyone is living in denial
Oh hey, gov say is global issue can't blame them for it, all modern societies are like that. But HDB is 100% under them but they prefer to leave it to mkt forces instead of regulating it. More and more $1mil hdb but still minority. I think as long as $1mil hdb dun exceed 50% of all transactions, it will be considered as minority. Technically that's true so we have quite a few more yrs to go.
I watched a few vids of interviews with Bertha Hensen, Ho Kwong Ping and Leong Mun Wai. All voicing same concern on housing and even SkillsFuture too. If anyone think Tan Kian Lian is crap, fine but Tommy Koh is against Income-Allianz "merger" too. Meanwhile Pineapple and LW still keeping quiet after so many fiascos. LW is more interested in social media, he surpassed handsome Baey and OYC already
Don't worry SG is on life support from mass import.
Quote from: stillgottheblues on Dec 28, 2024, 10:48 AMDon't worry SG is on life support from mass import.
All the stop gap measures hahah
No long term solutions. The higher ups just want to make a quick buck and relax meanwhile peasants thot they can do the same with their $1mil hdb and investments, not knowing they are still trapped in sg
I can only say education & skill are supposed to help poor get out of poverty, from helplessness to become independent be it male or female & to progress & hv equality. Remember our pledge just for aspiring not a promise. :s39:
Chasing GDP, chasing prosperity is our society environment & peer pressure gave rise to keeping up with the Jones's mentality. It's a pressure cooker. Ppl here just trying to find ways to become rich & is not able to be contented since our country is not happy with being stable. Constant inflation, constant increase in taxation just made ppl fear & trying to get ahead, scared to left behind & by whatever method to swim upwards. Therefore it's 社会的错 creating this pressure & hotpot.
It's the administration. Vote wisely.
Quote from: Suntan on Dec 28, 2024, 11:17 AMI can only say education & skill are supposed to help poor get out of poverty, from helplessness to become independent be it male or female & to progress & hv equality. Remember our pledge just for aspiring not a promise. :s39:
Chasing GDP, chasing prosperity is our society environment & peer pressure gave rise to keeping up with the Jones's mentality. It's a pressure cooker. Ppl here just trying to find ways to become rich & is not able to be contented since our country is not happy with being stable. Constant inflation, constant increase in taxation just made ppl fear & trying to get ahead, scared to left behind & by whatever method to swim upwards. Therefore it's 社会的错 creating this pressure & hotpot.
It's the administration. Vote wisely.
Talking about pledge, someone said the same and kena f by miw. Forgot who.. Probably lmw
The system is not conducive for having children and gov is wondering why birthrate is so low. Goalposts keep changing hence ppl keep chasing for more as a buffer, can't blame them also
Last time i used to encourage my married frens to have at least 2 children else only child will be lonely. But now I'll advise not to have any but if they insisted to have then just go for 1. Leave everything to him/her. At least his/her future is beeter secured. Oh wait, I'm a bbfa lol
i really feel the COL is crazy. Housing esp.
they will say then u BTO lor. then if u single cannot BTO. if u get a foreign bride cannot BTO also.
then you live 2 room lor, or live further lor, this is what those Pro PAP will say
i tell u the govt is not even encouraging people to give birth liao, if u rem my previous thread... i gave a detailed analysis
importing is better and cheaper. u give birth they need to give u so many benefits and cannot confirm ur kid will do well
they import foreigners easier right? no need to wait 20 yrs for your kid to grow up
the oppos not even questioning the govt and we got assholes like Jo Teo being super guailan and condescending... only now she apologise because GE is coming
last time 1 income can feed 3 kids now dual income people hesitating to even have 1 kid
Quote from: Arctic on Dec 28, 2024, 09:10 AMEven 996 and 247 is no longer enough to survive, COL is moving a breakneck speed and way outpacing income
Many gave up on working to survive and instead lie flat, depend on lottery/gambling to make a windfall
This gen already so jialat, next gen is already doomed but many still believe they are the exception and their children will make it in life
But mas keep blowing trumpet inflation rate has come down
Quote from: No guessing game on Dec 28, 2024, 12:02 PMBut mas keep blowing trumpet inflation rate has come down
Most assume they are rich cos if hdb for $1mil, pte property can sell for much more. And sgd being so strong, they become even more confident of the future
Go overseas travel like royalty like that
Quote from: default on Dec 27, 2024, 11:50 PMI think its damn depressing tbh
Yah, buy million dollar resale to sell at a small profit only to buy another million dollar resale. Dafties think they rich bu selling million dollar resale. When everyone is "rich", everyone is not.
Quote from: Banned User on Dec 28, 2024, 01:24 PMYah, buy million dollar resale to sell at a small profit only to buy another million dollar resale. Dafties think they rich bu selling million dollar resale. When everyone is "rich", everyone is not.
when everyone is rich, thats becomes normalcy liao. those that didnt manage to hop on that train gets left behind
Quote from: Banned User on Dec 28, 2024, 01:24 PMYah, buy million dollar resale to sell at a small profit only to buy another million dollar resale. Dafties think they rich bu selling million dollar resale. When everyone is "rich", everyone is not.
Ppl dun care. They see $1mil they happy liao, they dun care about the whys and hows
Quote from: Arctic on Dec 28, 2024, 03:41 PMPpl dun care. They see $1mil they happy liao, they dun care about the whys and hows
Sell a flat still need to buy another flat/upgrade to condo. End up need to spend that 1 million anyways. This mainly benefits the PRs who are returning to their motherland as they can cash out the 1 million.
Quote from: Arctic on Dec 28, 2024, 10:50 AMAll the stop gap measures hahah
No long term solutions. The higher ups just want to make a quick buck and relax meanwhile peasants thot they can do the same with their $1mil hdb and investments, not knowing they are still trapped in sg
Charge from aliens to subsidised the locals. So unsustainable, must be scholars from the US.
Ya u see ah. U bought at say 500k+, sell at 1m+, buy another 1 at 1m+
If u got 2 kids u mean if they get married can live together in ur $m flat?
U can at most pass to 1 of them. So the other still has to buy.
More likely both will buy their own and prop up the ponzi scheme will lease decay will kick in and ur million dollar flat loses value
Merry go round ponzi scheme. Nxt time maybe make your only child pay mpre for existing flat also
Quote from: Banned User on Dec 28, 2024, 03:48 PMSell a flat still need to buy another flat/upgrade to condo. End up need to spend that 1 million anyways. This mainly benefits the PRs who are returning to their motherland as they can cash out the 1 million.
can withdraw cpf too
:flash:
Quote from: default on Dec 30, 2024, 11:59 AMYa u see ah. U bought at say 500k+, sell at 1m+, buy another 1 at 1m+
If u got 2 kids u mean if they get married can live together in ur $m flat?
U can at most pass to 1 of them. So the other still has to buy.
More likely both will buy their own and prop up the ponzi scheme will lease decay will kick in and ur million dollar flat loses value
Merry go round ponzi scheme. Nxt time maybe make your only child pay mpre for existing flat also
the 1 million not for chiu la.. if chiu died chiur children will sell it divide by 2.
the 2 children will married and buyed their own hause why stayed with parent.
chiur lease hold property value will be zero when lease is up. this is a fact.
cheng hoo call it a bala curve
what went wrong is cheng hoo decided to change this into "asset enhancement scheme" with some one come out and say chiur hdb will never drop in value which shot up the price..
According to bala curve, the above statement is obviously incorrect.. chiur hdb value will always drop till value is 0 when lease is up.
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