I look at state of life in sg, the overalls

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I think its damn depressing tbh

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https://forums.hardwarezone.com.sg/threads/anyone-saw-this-33-yo-china-single-mum-on-ig.7091523/

U see this woman. Ok not bad looking but is single mum. She says shit about guys in sg but she is also not a good person herself.

Just fishing for rich and yandao

Then the men she mentioned and portrayed in video also similar to what she said.

So many single mums and dads nowadays. The good looking and rich ones also all not simple. The avg and not so good looking ones get hiamed. it's not like last time at least women wont hiam. but now they are all educated and can fend for themselves. that's how it actually became worse.

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Then suka suka divorce. The rich getting richer poor getting poorer.


The middle class is the new poor with the wealth gap and subsidising the poor. Hdb cost millions and pay nv grow in tandem.

Those kids study so hard and vie for so little spots at studies and work.

Everyday running hamster wheel. The rest of us 30s and 40s got a late start (if we didnt work in MNCs or govt) since now starting pay is minimally 4k+ or 5k while during our time local uni maybe low 3k starting pay

For those married younger and bought flats and got kids then huat ah because they caught up with peers, sufficient to live like our parents did. those of us that never got a good enough job, saved up or invested (missed opportunities), didnt get the first flat at under 35........ we missed out a lot and can never catch on

Our sandwiched gen. Really must piah or got inheritance or super ultra lucky to win lottery then got chance, unlike our parents time.

Even if u so fucking 1/13m win 1m u can only afford a pathetic 4 room at boon keng still need to top up.

If never win toto or do biz how u going to fucking retire?


Last time win 4d or toto 600k can buy hdb + condo. Last time u work as teacher or got a bit daring appetite to do biz u huat liao. So many people admitted to me.

Even if u ball less u just work as civil servant confirm wont die and will huat and can have 3 or more kids.

Now u must take risk to invest in s&p 500 and stocks to barely be able to retire. Maybe as a single or just 1 kid. u must pray S&P 500 no taiji.

investing in these and bonds are like only keeping up with inflation and u must also have the other half set as savings

Everyone just waiting for the reset. Will it ever come?

Last time u must be ultra beh kan then will have to live in rental flats. Ultra as in super ultra motherfucking beh kan lazy drug addict or got disabilities (which is sad and not their fault), the rest are just those mat yo yo or druggies or totally tang ping zoh boh lan, fish 1 day dry net for 3 days type

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The whole shit i look at our current gen is way worse than shit if u didnt start to save young and never got married early to buy cheap house and huat

Everyones expectations are so high and its so damn hard to start biz or hold on to a job with AI disrupting the world

I feel basically we're fucked. Or whole world is fucked. Esp the developed world.

Unless u rly got balls to go developing countries to invest only then maybe got chance to strike it rich. But need to have luck and connections also

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The world is rly kind of fucked.

Girls expectations high, guys also but its all society doing its thing.

Then job security is so shit and only certain jobs are in demand. AI and robotics are so fucking advanced.

@No guessing game , u say someone developed a model to predict trends etc. How many people know that or also developed their own models?

I just feel its almost close to impossible to thrive.

If u worked hard at a job and saved crazily u also might barely survive 10 to 20 yrs from now compared to those in their 50s and 60s that enjoyed the boom. If u worked in low pay sme u must save like crazy to barely be able to survive.


Its a bit like too late to start anything now. Unless u hustle like mad

U see those dumb influencers get money from the crowd while making a decent living is getting close to impossible. This is almost like the prophecy of end of times........笑贫不笑娼

Earlier example i cited. Last time toto prize was 600k. 600k time a 3 room cost 150k max at prime area. 4 room abt 200k ish. Condo probably 500k so u can buy both together and have only 100k loan.

now the same 3 room with <50 yrs lease at my place is about 360k++ onwards. elsewhr if u want something within like 500m or even 1km of MRT with decent amenities, size.......... that will cost you 400k upwards

newer 3 room flats at henderson, clementi, boon keng at 500k upwards for even low floors. if decent floor 600k liao


Now mickey mouse condo 1m minimal and these are shit size shit locations. Anything decent will cost 1.5m and above.

We are in a age of hustle or die and theres so much competition so little place for growth. U rly got to be super smart or super 不要脸 like semenboy or wang lei to generate hype to get ur first pot of gold. Or be recognised at work and be promoted. Ure either in top 20 or 30% or be fucked.

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it's not just 1 area that is fucked. it's all areas are fucked. from sciences, engineering, healthcare, even arts... we are witnessing industrial revolution 5.0

humans expectations, competition from other humans, AI

if ure lousier than avg... say shorter, less smart, less good looking, less hardworking, less recognised less talented, less ways to hustle and channels to hustle, less inheritance means ure totally fucked

and most will have no ways to move up. theres too little opportunities

the PAP govt also doesnt care about younger gen or even current gen. they rather import

so unless u got money for ur kids, or hope ur kids are super smart and super lucky else ure in deep shit and ur kids are in deep shit

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Knn he china woman ownself so slutty still talk until so noble

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First Industrial Revolution: Coal was the primary energy source, beginning around 1765
Second Industrial Revolution: Gas became the primary energy source, beginning around 1870
Third Industrial Revolution: Electronics and nuclear power became the primary focus, beginning around 1969
Fourth Industrial Revolution: The internet and renewable energy became the primary focus, beginning around 2000

the wealth cycle, industrial revolution cycle is getting shorter. u see the first 2 are 100 yrs apart. the third one also 100 years

the fourth one and internet began abt 2000, but i would say slightly earlier... above from ChatGPT

but now we are only at 2024.... if this is purely a incremental type of industrial revolution also part of Fourth Industrial revolution, then we are also being pushed to our max

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Knn he china woman ownself so slutty still talk until so noble

ya thats what i mean also. but im not just focusing on her. she ask all the rich and possibly yandao out and still say shit about them

all she wants are restaurant meals coz she got 姿色

but the point is...... we are entering into this super materialistic world and super elitist society where only the super rich and good looking and super smart will survive......... or those with inheritance, either wealth or smarts

the rest of the middling and below avg ones will die worse than our ancestors. in the past if ure not so smart or not good looking or not talented or not strong or tall u can still survive and find a mate and buy a house whether as a single or couple EASILY

now it's not even pessimistic to call it unable to survive and thrive

it's becoming more and more like the society portrayed in parasite......... also like in a dystopian world right now with all the wars and machiam like coming of Matrix + Terminator

how do u even survive in all ways

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so what if ure a good teacher, no new gen u teach what?

so what if ure a good programmer? u see AI is phasing u out

only few jobs that are being helped by tech instead of fully replaced are those like counsellors, doctors, nurses, lawyers (even so for lawyers, more tech is weeding out the weaker ones)... simple things like reviews all these already making it tougher for many professions.

AI all these are helping those who are rly smart etc

but i think there will come a point of saturation. if everyone got bots...... then only the richest will survive because they can afford to own and build robots and develop even better ones

if all the wealth are concentrated to these people like bill gates, elon musk

then more people lose their jobs then how to even survive

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At some nearby point in the future, developed countries like US and those heavily invested into AI/tech - such as China

will kena more unrest, as more people are replaced

people will shun tech for a while (i think) or force govts to stop AI from taking over jobs.

but this AI and quantum computing era, means it's the nuclear arms race like last time

if UBI (universal basic income) is introduced, will it be global or will it be country based? say like US gives everyone 3k per mth while SG gives everyone 2k per mth and china gives 5k RMB per mth or what

we are witnessing something first time in human history........... do u even know where to place ur bets? all in S&P 500? Crypto?

I feel Crypto really is a very big bet while in the short-mid term, BRICS are trying to move away from US dollar

your next bet.......... is what ur future is going to be about


I think if rly want to 靠 S&P 500 to 发财 it's impossible. more of keeping with inflation

it's either u whack a few companies or u start a biz (in the mean time, 捞 like wang lei etc), or u are smart to start ur own biz urself keeping up with tech

or u work for big corps with good future and are recognised... or at least being recognised in govt

else any other way is 死路一条

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we are going to see riots very soon around the world

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u really need to be fucking shameless to get ur first pot of gold and exploit everyone everything


https://www.youtube.com/watch?v=G_-pU8VW_QU

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u need to whack into the next big thing like nvidia or tesla

like palantir or sofi... i bought palantir previously but sold........ or the nxt microsoft

if want to rly get rich is thru these liao, but how diff is it from gambling?

s&p 500 is only hedging to keep up with inflation........ just my 2 cts

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and in sg we cannot even think about retiring in sg

must think abt retiring in other countries

and the govt still protects the JHK and JHB