With effect from 20 August 2024, 12.00am, the Loan-to-Value (LTV) limit for HDB

[mGx-Alander]

yeah so this poleecy dun fix the issue.. 
 

it did reduced demand for the poor

[default]

it did reduced demand for the poor

So poor no choice lor. Lucky u rich

[Suntan]

What u think of this cooling effect?

I think its fucking retarded ij many ways tbh

Moi really hate their effective dates. Can just anyhow change so far and no regards to people having to cope.

Now pwning sinkies since need more cash and the tiny pigeon holes overpriced. Glad moi did not fall and nvr will fall to HDB debt trap. Continue to vote for same party together with CS to pwn sinkies.