For me either
Plan A - sell sg terrace in 3 yrs for profit and buy resale condo for rental income and retire in my JB semid.
Plan B - sell sg terrace in 3 yrs for profit and Jb semid and buy hdb for retirement.
Plan C - keep properties and continue working for as long as I can.
Which Plan u think is best and what r yr retirement plans?
what makes you think your terrace will definitely make profit in 3 yrs?
i think u may need to hold on longer... how much u bought it for again ah?
Quote from: default on Mar 23, 2025, 10:42 PMwhat makes you think your terrace will definitely make profit in 3 yrs?
i think u may need to hold on longer... how much u bought it for again ah?
We bought at S$3.4 mil when it was valued at S$4mil. Now SRX value at S$3.84 mil.
I month after we bought at S$1700psf, someone bought at S$2500psf
Tbh nv think and dont know
stay hdb better rah, pappy will take care of chiu
:flash:
Quote from: jim889 on Mar 24, 2025, 04:17 AMstay hdb better rah, pappy will take care of chiu
:flash:
But resale so high not worth it.
Now generating fixed deposit + ssb interest $700/mth on average.
I don't spend a lot so I will try to save a little more. And go on bare minimum when I tio pork.
Quote from: 老曾记 on Mar 24, 2025, 08:15 AMNow generating fixed deposit + ssb interest $700/mth on average.
I don't spend a lot so I will try to save a little more. And go on bare minimum when I tio pork.
That's good. We have about S$2000 plus a mth passive income from JB rental, hubby's Uob dividends and my mthly uob interest.
But JB house still not rented out yet.
No retirement plans. Only planned for death and after death. Meanwhile living day to day.
Been thinking and thinking though. Even current job and predicament dont know how to solve liao
Quote from: Mummy1234 on Mar 24, 2025, 07:52 AMBut resale so high not worth it.
den chiu sell all chiur pte property and wait 18 mths join rucky draw bto roh :flash:
Quote from: default on Mar 24, 2025, 01:23 PMBeen thinking and thinking though. Even current job and predicament dont know how to solve liao
Hmm, maybe don't take work too seriously. Else sooner or later burnout. I think sometimes it's because the individual's work performance is quite good make other ppl red eye and stir trouble.
Quote from: No Guessing Game on Mar 24, 2025, 01:50 PMHmm, maybe don't take work too seriously. Else sooner or later burnout. I think sometimes it's because the individual's work performance is quite good make other ppl red eye and stir trouble.
no la im not good performer. it's more like kena aimed and politics
Moi will sell the landed. Retire/run road in BKK condo or hua Hin gated House depending which is being rented out
Then beo shop unit for rent or for dotter to open her clinic therapy after her doctorate in US & beo a landed in US. Travel/stay between Sg, BKK & US. Rest of the time train trip in Europe.
Definitely not staying so long here in this pressure cooker.
Quote from: Suntan on Mar 24, 2025, 04:11 PMMoi will sell the landed. Retire/run road in BKK condo or hua Hin gated House depending which is being rented out
Then beo shop unit for rent or for dotter to open her clinic therapy after her doctorate in US & beo a landed in US. Travel/stay between Sg, BKK & US. Rest of the time train trip in Europe.
Definitely not staying so long here in this pressure cooker.
wah u richer than mumm1234
Quote from: default on Mar 24, 2025, 05:54 PMwah u richer than mumm1234
Moi ish just comfortable. Assets go up & down. Chiu hv long time in life & that's richness too.
If we go comparing, moi just pisai of Shan $88mil GCB & moi is much older than mum1234 & can understand her struggles on servicing loans as moi had been there.
Only worry now is moi dotter getting good hubby giving much better life. Then can go in peace
Quote from: Suntan on Mar 25, 2025, 11:39 AMMoi ish just comfortable. Assets go up & down. Chiu hv long time in life & that's richness too.
If we go comparing, moi just pisai of Shan $88mil GCB & moi is much older than mum1234 & can understand her struggles on servicing loans as moi had been there.
Only worry now is moi dotter getting good hubby giving much better life. Then can go in peace
Aiyoh, dun say until like that lah, God will bless you and yr daughter.
Quote from: Mummy1234 on Mar 25, 2025, 11:47 AMAiyoh, dun say until like that lah, God will bless you and yr daughter.
Gamxia. Chiu too. Vote wisely to get out of the rat race..