Money Mind

General Category => The Common Lounge => Topic started by: default on Mar 13, 2024, 11:48 PM

Title: Looking around for a house then saw this listing
Post by: default on Mar 13, 2024, 11:48 PM
https://www.propertyguru.com.sg/listing/hdb-for-sale-804-king-george-s-avenue-24965433

read the agent review is like crap

then google further

https://mustsharenews.com/lavender-flat-cockroaches/

https://forums.hardwarezone.com.sg/threads/hoarders-cockroach-house-horrifies-neighbours-jalan-besar-town-council-steps-in.6711180/page-3


not really sure if dare to go visit/buy the house......... should be one of the nearby not say very far above or what

@daryl76 I also google for PP house leh... help me keep a lookout somewhr more convenient one not the deep deep inside one
Title: Re: Looking around for a house then saw this listing
Post by: encourageSome1 on Mar 14, 2024, 12:18 AM
Quote from: default on Mar 13, 2024, 11:48 PMhttps://www.propertyguru.com.sg/listing/hdb-for-sale-804-king-george-s-avenue-24965433

read the agent review is like crap

then google further

https://mustsharenews.com/lavender-flat-cockroaches/

https://forums.hardwarezone.com.sg/threads/hoarders-cockroach-house-horrifies-neighbours-jalan-besar-town-council-steps-in.6711180/page-3


not really sure if dare to go visit/buy the house......... should be one of the nearby not say very far above or what

@daryl76 I also google for PP house leh... help me keep a lookout somewhr more convenient one not the deep deep inside one

I find this price high .. but again it is 500-600 m fr lavender mrt town centre so that explains why. 

The top year is 1980.. can this last u till 95 year old ? Else the loan u can take will be prorated https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/housing-loan-options/housing-loan-from-hdb

Can consider what grants u can get ehg, proximity grant to reduce liability...

If Ur job can partially WFH or need not commute to town centre then can consider other locations that are a little less pricey ...
Lkk pov is I don't want to be a slave to my mortgage.. so I ll only want to buy a house that is  X years of my annual income...
If u buy to huat as investment then just Ignore whatever I share as I m seeing as a owner occupant pov .. lifetime ownership for a house till my old age

If me I don't care previously got kak zhua or not or ppl passed on or not. Old houses or rather resale house is inevitable some hv some stories.. humans more scary than kak zhua .. I ll check e house for a long signs .. unneighbourly signs .. any noise or other potential pollution nearby ... 
Title: Re: Looking around for a house then saw this listing
Post by: default on Mar 14, 2024, 01:52 AM
Quote from: EncourageSome1 on Mar 14, 2024, 12:18 AMI find this price high .. but again it is 500-600 m fr lavender mrt town centre so that explains why. 

The top year is 1980.. can this last u till 95 year old ? Else the loan u can take will be prorated https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/housing-loan-options/housing-loan-from-hdb

Can consider what grants u can get ehg, proximity grant to reduce liability...

If Ur job can partially WFH or need not commute to town centre then can consider other locations that are a little less pricey ...
Lkk pov is I don't want to be a slave to my mortgage.. so I ll only want to buy a house that is  X years of my annual income...
If u buy to huat as investment then just Ignore whatever I share as I m seeing as a owner occupant pov .. lifetime ownership for a house till my old age

If me I don't care previously got kak zhua or not or ppl passed on or not. Old houses or rather resale house is inevitable some hv some stories.. humans more scary than kak zhua .. I ll check e house for a long signs .. unneighbourly signs .. any noise or other potential pollution nearby ... 

If prvsly is kazhua hse is ok. What is more worrying is whether currently is it nxt to the kazhua hse or not
Title: Re: Looking around for a house then saw this listing
Post by: daryl76 on Mar 14, 2024, 08:27 AM
Quote from: default on Mar 13, 2024, 11:48 PMhttps://www.propertyguru.com.sg/listing/hdb-for-sale-804-king-george-s-avenue-24965433

read the agent review is like crap

then google further

https://mustsharenews.com/lavender-flat-cockroaches/

https://forums.hardwarezone.com.sg/threads/hoarders-cockroach-house-horrifies-neighbours-jalan-besar-town-council-steps-in.6711180/page-3


not really sure if dare to go visit/buy the house......... should be one of the nearby not say very far above or what

@daryl76 I also google for PP house leh... help me keep a lookout somewhr more convenient one not the deep deep inside one

got money can settle the problem mah, hahahahaha give it a new look

PP houses also siao liao, so expensive... those mansionette going for one million!!!
Title: Re: Looking around for a house then saw this listing
Post by: nyvrem on Mar 14, 2024, 08:43 AM
wah siao man. 500k for 50 years

Title: Re: Looking around for a house then saw this listing
Post by: default on Mar 14, 2024, 09:45 AM
Quote from: nyvrem on Mar 14, 2024, 08:43 AMwah siao man. 500k for 50 years



u jin guailan lor, u lucky got amdl and married earlier...... some people have all the luck in the world

i think we same age or sth

now is totally jiak sai liao
Title: Re: Looking around for a house then saw this listing
Post by: Bardiel on Mar 14, 2024, 10:05 AM
no harm go see see look look. on obligation to buy also.

the location is sibeh good. 3 rom 500k almost same price as my punggol liao.

but i still waiting for my lucky draw result for the woodland bto
Title: Re: Looking around for a house then saw this listing
Post by: Tony.Manero on Mar 14, 2024, 10:09 AM
Too high for remaining lease but this location high chance will sers
Title: Re: Looking around for a house then saw this listing
Post by: nyvrem on Mar 14, 2024, 11:25 AM
Quote from: default on Mar 14, 2024, 09:45 AMu jin guailan lor, u lucky got amdl and married earlier...... some people have all the luck in the world

i think we same age or sth

now is totally jiak sai liao

im 39 this year.

but i already flipped my hdb 10 years ago.

got married in my early 20s mah.

wont complain.
Title: Re: Looking around for a house then saw this listing
Post by: default on Mar 14, 2024, 11:49 AM
Quote from: nyvrem on Mar 14, 2024, 11:25 AMim 39 this year.

but i already flipped my hdb 10 years ago.

got married in my early 20s mah.

wont complain.

means ure younger than me by 1 yr.

frankly speaking i think this yr prices should dip a bit. but not drop drastically. i think if want to buy a house to rent out or whatever, no matter what must buy either way

but looking at tonnes of HDBs around SG, many around central region like macpherson, chin swee, bishan......... banking hopes on SERS is not wise actually

so many locations as good, or even better. what makes us think they will enbloc geylang bahru first and not chin swee that prime location (except full of old people, poor people and druggies) first
Title: Re: Looking around for a house then saw this listing
Post by: default on Mar 14, 2024, 11:50 AM
for me it's not abt not wanting to buy at 35. but that time my mum just passed (when im 34) and job not stable.

of coz if couple liao then can buy

but single wise a lot to think about and commitment
Title: Re: Looking around for a house then saw this listing
Post by: encourageSome1 on Mar 14, 2024, 11:53 AM
Quote from: default on Mar 14, 2024, 01:52 AMIf prvsly is kazhua hse is ok. What is more worrying is whether currently is it nxt to the kazhua hse or not

Go text e agent ask for viewing u d know for sure .. if u hv family or bff , bring one more unbiased human with u for second human opinion but be very sure what is most impt and what s not so crucial ...

Sers or not .. 500k is a big big financial commitment that will drastically change ur financial situation and ur stress level .. so consider these factors unbiasedly

When a human got huge stress ... earning 20k also feel like 1.00
Title: Re: Looking around for a house then saw this listing
Post by: encourageSome1 on Mar 14, 2024, 11:55 AM
Quote from: default on Mar 14, 2024, 11:50 AMfor me it's not abt not wanting to buy at 35. but that time my mum just passed (when im 34) and job not stable.

of coz if couple liao then can buy

but single wise a lot to think about and commitment
If no rush.. consider bto? 150-200 ish k for smaller space .. no scary kakzhua or ghostly history to consider and much less $ to consider financially or reno or cleaning or stress of up keeping e house in long run (con is no rental to earn if u wish to do so )
Title: Re: Looking around for a house then saw this listing
Post by: nyvrem on Mar 14, 2024, 12:00 PM
Quote from: default on Mar 14, 2024, 11:49 AMmeans ure younger than me by 1 yr.

frankly speaking i think this yr prices should dip a bit. but not drop drastically. i think if want to buy a house to rent out or whatever, no matter what must buy either way

but looking at tonnes of HDBs around SG, many around central region like macpherson, chin swee, bishan......... banking hopes on SERS is not wise actually

so many locations as good, or even better. what makes us think they will enbloc geylang bahru first and not chin swee that prime location (except full of old people, poor people and druggies) first

tbh dip macham no dip like that

(https://www.hdb.gov.sg/-/media/HDBContent/Images/EAPG/EAPG-CSC/4Q2023-RPI-Small-Chart.ashx?h=65%25&w=100%25)
Title: Re: Looking around for a house then saw this listing
Post by: default on Mar 14, 2024, 12:49 PM
tiagong rental yield got dip. prices supposedly dip a bit but like u say machiam no dip. maybe 3-5% for now nia

unless is deep recession......... if just slight recession or demand drop or supply increase by a lot, or new policies (very unlikely in election year coz they dont want to piss either side off)

probably like i say, hope for 10-15% max

actually drop is better for all including boomers except those expecting to die (har?) very soon.... or those waiting to cash out
Title: Re: Looking around for a house then saw this listing
Post by: default on Mar 14, 2024, 12:51 PM
the group waiting to cash out usually is jhk or those waiting to migrate

but most of those want to migrate are fairly rich or well to do, not that a few hundred ks more wont help

jhk they really hug their HDB more than us.
Title: Re: Looking around for a house then saw this listing
Post by: daryl76 on Mar 14, 2024, 12:58 PM
Quote from: default on Mar 14, 2024, 12:51 PMthe group waiting to cash out usually is jhk or those waiting to migrate

but most of those want to migrate are fairly rich or well to do, not that a few hundred ks more wont help

jhk they really hug their HDB more than us.

many jhk dun intend to sell but live off the rental yield of the hdb here while they enjoy retirement in their kampong back in malaysia

i have a few friends intending to do this, 3k rental is 12k there, song song gao KL
Title: Re: Looking around for a house then saw this listing
Post by: default on Mar 14, 2024, 01:07 PM
Quote from: daryl76 on Mar 14, 2024, 12:58 PMmany jhk dun intend to sell but live off the rental yield of the hdb here while they enjoy retirement in their kampong back in malaysia

i have a few friends intending to do this, 3k rental is 12k there, song song gao KL


i wanted to type this out but i realised they say PR cannot rent out houses leh. u can google
Title: Re: Looking around for a house then saw this listing
Post by: default on Mar 14, 2024, 01:07 PM
https://www.gov.sg/article/renting-out-your-hdb-flat#:~:text=Singapore%20Permanent%20Residents%20are%20not%20allowed%20to%20rent%20out%20their%20flat.&text=If%20you%20bought%20your%20flat,for%20at%20least%205%20years.&text=To%20rent%20out%20bedrooms%20only,larger%20can%20be%20rented%20out.
Title: Re: Looking around for a house then saw this listing
Post by: daryl76 on Mar 14, 2024, 01:24 PM
Quote from: default on Mar 14, 2024, 01:07 PMi wanted to type this out but i realised they say PR cannot rent out houses leh. u can google

one sinkie one PR
and its usually the wife who switch
Title: Re: Looking around for a house then saw this listing
Post by: Keeptrucking on Mar 14, 2024, 02:13 PM
Quote from: default on Mar 13, 2024, 11:48 PMhttps://www.propertyguru.com.sg/listing/hdb-for-sale-804-king-george-s-avenue-24965433

read the agent review is like crap

then google further

https://mustsharenews.com/lavender-flat-cockroaches/

https://forums.hardwarezone.com.sg/threads/hoarders-cockroach-house-horrifies-neighbours-jalan-besar-town-council-steps-in.6711180/page-3


not really sure if dare to go visit/buy the house......... should be one of the nearby not say very far above or what

@daryl76 I also google for PP house leh... help me keep a lookout somewhr more convenient one not the deep deep inside one

you looking for own stay or investment?

Title: Re: Looking around for a house then saw this listing
Post by: default on Mar 14, 2024, 03:27 PM
Quote from: Keeptrucking on Mar 14, 2024, 02:13 PMyou looking for own stay or investment?



think both and thinking bah. coz at this point my place is right above mrt. problem is too small and old

but nearby options only 5 yrs newer (1978). around my place say 5km or so all is around 1980 or 1981 that i can afford and they will be far from transport and doesnt make sense

so honestly really is considering the link i posted and somewhr nearby around central area
Title: Re: Looking around for a house then saw this listing
Post by: Keeptrucking on Mar 14, 2024, 03:52 PM
ooh nice location, centralised.

macpherson and mattar area got new BTOs coming up. Mattar got new condos.

i think that area will huat in a few years. also cos a lot of empty land there.

but yah mostly new ones there. the old ones also kinda old. kallang too ex i reckon?
Title: Re: Looking around for a house then saw this listing
Post by: mGx-Alander on Mar 14, 2024, 06:44 PM
Quote from: daryl76 on Mar 14, 2024, 01:24 PMone sinkie one PR
and its usually the wife who switch


usually ish sinkie simp merry jhb then  retire in malaysia, with his matrimonial home here for rent

in jiuhu got car drive got landed no coe only fuked up part ish it is really not very safe, armed robbery very common repork porice oso nth much can happen

PS: moi ahma was at home with maid in jiuhu land and got armed bulgary, heng only take items and run
Title: Re: Looking around for a house then saw this listing
Post by: daryl76 on Mar 14, 2024, 06:55 PM
Quote from: mGx-Alander on Mar 14, 2024, 06:44 PMusually ish sinkie simp merry jhb then  retire in malaysia, with his matrimonial home here for rent

in jiuhu got car drive got landed no coe only fuked up part ish it is really not very safe, armed robbery very common repork porice oso nth much can happen

PS: moi ahma was at home with maid in jiuhu land and got armed bulgary, heng only take items and run

one couple i know is both were malaysian, one convert one didnt, damn smart... game the system gao gao

jiuhu land must try to stay condo, landed damn risky... my buddy cousin house also same same, sleeping upstairs cos work night shift, wake up come down furniture gone, tv gone
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