Do you top up your CPF? I personally wont do it

[Imboredtodeath]

unless you got family etc. just my 2 cts

u also not sure if u will live until withdrawal. for me, not married and father is old in nursing home

if i top up and i die before withdrawal it will only benefit my relatives since i no bros and sis

if i can confirm live past withdrawal then of course will top up, but who the hell will know?

this topping up is for those with children and wife or at least got a healthy parent or bros and sis... actually most people also dont rly care abt their bros and sis and are not close to them also

[Imboredtodeath]

If say i detect illness, cpf can ask to withdraw and i alr got a few hundred k inside like everyone else liao

How does having say 50k additional improve my qol before i uolorry

And in a way cpf is also like a trap, even if u are married and have kids. Since they always shift goal posts

[Arctic]

Nv use cash to top up cpf. At most xfer some from OA to sa when first enter workforce

[BuiBuiForeverAlone]

unless you got family etc. just my 2 cts

u also not sure if u will live until withdrawal. for me, not married and father is old in nursing home

if i top up and i die before withdrawal it will only benefit my relatives since i no bros and sis

if i can confirm live past withdrawal then of course will top up, but who the hell will know?

this topping up is for those with children and wife or at least got a healthy parent or bros and sis... actually most people also dont rly care abt their bros and sis and are not close to them also

Hmm, maybe topup for moi parents. There's MRSS
https://www.cpf.gov.sg/member/infohub/educational-resources/matched-retirement-savings-scheme-what-you-need-to-know

[Imboredtodeath]

Hmm, maybe topup for moi parents. There's MRSS
https://www.cpf.gov.sg/member/infohub/educational-resources/matched-retirement-savings-scheme-what-you-need-to-know

if top up for parents yes makes sense since they are already elderlies and at the age of getting $$ back

[Risa]

cpf is go in cannot take out

i wont put $ inside cpf

[BuiBuiForeverAlone]

if top up for parents yes makes sense since they are already elderlies and at the age of getting $$ back

If parents cannot take out money then no point to topup lol

[Arctic]

if top up for parents yes makes sense since they are already elderlies and at the age of getting $$ back

But they dun have the time to roll compound interest whereas younger ppl have the luxury to do that. By that, young ppl top up cpf then make sense mah haha

[Imboredtodeath]

But they dun have the time to roll compound interest whereas younger ppl have the luxury to do that. By that, young ppl top up cpf then make sense mah haha

unless u v sure u wont die before withdrawing or u got close family to take it over else it will just go to distant relatives (unlikely govt unless u totally no one)

first of course is immediate family, then uncles aunties, cousins, and even more distant cousins and aunts etc

im just wondering they stop at which level ah. some of the distant aunts and cousins they may not know u also

[jim889]

keep in a real bank better