Money Mind

General Category => The Common Lounge => Topic started by: 老曾记 on May 08, 2024, 12:13 AM

Title: Can u keep your expenses below $500/mth?
Post by: 老曾记 on May 08, 2024, 12:13 AM
Just wondering.

In case one day u tio pork. U need to stay low profile spend very little. $500/mth enough to live through every mth expenses?

Everyday just eat avocado and boiled eggs.... :frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: jim889 on May 08, 2024, 05:33 AM
Quote from: luckyapple on May 08, 2024, 12:13 AMJust wondering.

In case one day u tio pork. U need to stay low profile spend very little. $500/mth enough to live through every mth expenses?

Everyday just eat avocado and boiled eggs.... :frown:

need to pay car loan / housing loan etc.. hard to keep below 500 unless chiu exclude these
 :frown:


Title: Re: Can u keep your expenses below $500/mth?
Post by: 老曾记 on May 08, 2024, 07:21 AM
Quote from: jim889 on May 08, 2024, 05:33 AMneed to pay car loan / housing loan etc.. hard to keep below 500 unless chiu exclude these
 :frown:




Hey yes I'm excluding these. No cat. No hdb loan.
Title: Re: Can u keep your expenses below $500/mth?
Post by: 氰化钾 KCN on May 08, 2024, 07:31 AM
Quote from: luckyapple on May 08, 2024, 07:21 AMHey yes I'm excluding these. No cat. No hdb loan.

Exclude so means $500 for food & transport?
Title: Re: Can u keep your expenses below $500/mth?
Post by: 老曾记 on May 08, 2024, 07:34 AM
Quote from: PP the FORTUNE God on May 08, 2024, 07:31 AMExclude so means $500 for food & transport?

Hahaha ya for a person to live like a monk. Umm haven't count in insurance deduction though...
Title: Re: Can u keep your expenses below $500/mth?
Post by: 氰化钾 KCN on May 08, 2024, 07:38 AM
Quote from: luckyapple on May 08, 2024, 07:34 AMHahaha ya for a person to live like a monk. Umm haven't count in insurance deduction though...

I don't keep track. But I guess if one person is just sufficient bah. If count meals & transport.
Title: Re: Can u keep your expenses below $500/mth?
Post by: Suntan on May 08, 2024, 07:45 AM
If eat comfortably, about $6-$10/meal.
As long as u keep to $15/day, it's doable $500 per month.
Title: Re: Can u keep your expenses below $500/mth?
Post by: 老曾记 on May 08, 2024, 07:52 AM
Quote from: PP the FORTUNE God on May 08, 2024, 07:38 AMI don't keep track. But I guess if one person is just sufficient bah. If count meals & transport.


Thank you zehzeh  :s12:
Title: Re: Can u keep your expenses below $500/mth?
Post by: 氰化钾 KCN on May 08, 2024, 08:12 AM
Quote from: luckyapple on May 08, 2024, 07:52 AMThank you zehzeh  :s12:

But eat healthy hor. Dun compromise ur health
Title: Re: Can u keep your expenses below $500/mth?
Post by: Tony.Manero on May 08, 2024, 08:13 AM
Quite difficult in today's inflated prices. Surely need to out sometimes for some entertainment. Maybe 800 is more reasonable?
Title: Re: Can u keep your expenses below $500/mth?
Post by: jim889 on May 08, 2024, 09:40 AM
Quote from: luckyapple on May 08, 2024, 07:21 AMHey yes I'm excluding these. No cat. No hdb loan.

exclude then not accurate oredi
 :frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: Suntan on May 08, 2024, 09:46 AM
Quote from: Tony.Manero on May 08, 2024, 08:13 AMQuite difficult in today's inflated prices. Surely need to out sometimes for some entertainment. Maybe 800 is more reasonable?

Agreed it's difficult. Tats why don't humji on voting day remembering those staying in Ridout on people's money & land.
Title: Re: Can u keep your expenses below $500/mth?
Post by: 老曾记 on May 08, 2024, 12:50 PM
Quote from: PP the FORTUNE God on May 08, 2024, 08:12 AMBut eat healthy hor. Dun compromise ur health

Yes ok Pp zeh  :s12:

Quote from: Tony.Manero on May 08, 2024, 08:13 AMQuite difficult in today's inflated prices. Surely need to out sometimes for some entertainment. Maybe 800 is more reasonable?

$800..... I need to  go work, I guess  :s13:

Quote from: jim889 on May 08, 2024, 09:40 AMexclude then not accurate oredi
 :frown:

But I don't have these liabilities. I helped contributed to my parents flat le. No more loans le.

Quote from: Suntan on May 08, 2024, 09:46 AMAgreed it's difficult. Tats why don't humji on voting day remembering those staying in Ridout on people's money & land.

I voted Oppo wor. So far ish still happy with them
Title: Re: Can u keep your expenses below $500/mth?
Post by: Chao seng on May 08, 2024, 01:13 PM
It is possible if doesn't include utilities..


CheerS!!!😉
Title: Re: Can u keep your expenses below $500/mth?
Post by: Imboredtodeath on May 08, 2024, 01:36 PM
500 doable if u say just food and travel lor and most meals at home or prep

U not incl utilities and phone bills right?

But very gangkor and cannot eat outside at most 1 meal outside lor.

If u go by ur healthy meal prep just those what grains, dairy, vege and fruits... eat eggs and chicken breast doable la


But machiam jail like that and need to prep most meals lor. Maybe sometimes have to walk instead of taking bus. 800 onwards more livable and comfortable
Title: Re: Can u keep your expenses below $500/mth?
Post by: drdoof on May 08, 2024, 01:46 PM
500? Very hard. Mcm prison life :frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: semen blow snow on May 08, 2024, 02:15 PM
Quote from: jim889 on May 08, 2024, 05:33 AMneed to pay car loan / housing loan etc.. hard to keep below 500 unless chiu exclude these
 :frown:



Just renewed road tax $740 + vicom inspection $76.3 bloodsucking system. Indonesia $1000 bike  can ride until u die no need simi inspection
Title: Re: Can u keep your expenses below $500/mth?
Post by: Philipkee on May 08, 2024, 04:30 PM
$500 is like prison life.  You need $1500 to $2000 per person per month to have an average life without car or housing loan. 

Cos you need to have buffer for medical expenses and insurance.

Plus you need a life and not merely go through motions of living
Title: Re: Can u keep your expenses below $500/mth?
Post by: 老曾记 on May 08, 2024, 04:36 PM
Quote from: Philipkee on May 08, 2024, 04:30 PM$500 is like prison life.  You need $1500 to $2000 per person per month to have an average life without car or housing loan. 

Cos you need to have buffer for medical expenses and insurance.

Plus you need a life and not merely go through motions of living

Motions of living.... Ya its lacking of quality of life.
Title: Re: Can u keep your expenses below $500/mth?
Post by: drdoof on May 08, 2024, 04:49 PM
Yeah..felt like dying (barely surviving) more than living if expenses limit to $500
Title: Re: Can u keep your expenses below $500/mth?
Post by: nyvrem on May 08, 2024, 06:00 PM
exclude car, can

 :frown:  :frown:  :frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: semen blow snow on May 08, 2024, 06:23 PM
Transport 150?
Left 350
350/31 everyday $10
My here for $2 cai png
U jiak 2 make a day left $6
$6 pay utilities. Do free activities lo Piak piak with bf is free
Title: Re: Can u keep your expenses below $500/mth?
Post by: Suntan on May 08, 2024, 06:55 PM
If unemployed, go MP seek help. Some household can get welfare up to $900.

We need to vote for a party same as US will give money to unemployed since open floodgates to hv FTs taking the jobs. . Important ISH reduced the million dollar paycheck & reduced profligate spending of our big govt.
Title: Re: Can u keep your expenses below $500/mth?
Post by: jim889 on May 08, 2024, 06:57 PM
Quote from: Nevereatrice on May 08, 2024, 02:15 PMJust renewed road tax $740 + vicom inspection $76.3 bloodsucking system. Indonesia $1000 bike  can ride until u die no need simi inspection


perth also. buyed the car just leenew road tax can liao drive till the car died and car only 1000  :frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: jim889 on May 08, 2024, 07:04 PM
Quote from: luckyapple on May 08, 2024, 12:50 PMYes ok Pp zeh  :s12:

$800..... I need to  go work, I guess  :s13:

But I don't have these liabilities. I helped contributed to my parents flat le. No more loans le.

I voted Oppo wor. So far ish still happy with them

moi used to 4000/m credit card.. now reduce to 3000/m

dun buy junk
:frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: drdoof on May 08, 2024, 07:35 PM
Quote from: Nevereatrice on May 08, 2024, 06:23 PMTransport 150?
Left 350
350/31 everyday $10
My here for $2 cai png
U jiak 2 make a day left $6
$6 pay utilities. Do free activities lo Piak piak with bf is free

Utilities only $6? Chiu mean excluding electricity and water bill
Title: Re: Can u keep your expenses below $500/mth?
Post by: drdoof on May 08, 2024, 07:37 PM
Quote from: Suntan on May 08, 2024, 06:55 PMIf unemployed, go MP seek help. Some household can get welfare up to $900.

We need to vote for a party same as US will give money to unemployed since open floodgates to hv FTs taking the jobs. . Important ISH reduced the million dollar paycheck & reduced profligate spending of our big govt.

In edwm speak, if unemployed get handouts is char siew :frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: semen blow snow on May 08, 2024, 07:39 PM
Quote from: drdoof on May 08, 2024, 07:35 PMUtilities only $6? Chiu mean excluding electricity and water bill

I mean $6 per day.. Don't watch tv don't blow air con. Buy candles :frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: semen blow snow on May 08, 2024, 07:40 PM
Quote from: jim889 on May 08, 2024, 06:57 PMperth also. buyed the car just leenew road tax can liao drive till the car died and car only 1000  :frown:

Here bec of their overpopulation policy cause inflation
Title: Re: Can u keep your expenses below $500/mth?
Post by: jim889 on May 08, 2024, 07:46 PM
Quote from: Nevereatrice on May 08, 2024, 07:40 PMHere bec of their overpopulation policy cause inflation

coe ish problem
 :frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: Suntan on May 08, 2024, 08:18 PM
Quote from: drdoof on May 08, 2024, 07:37 PMIn edwm speak, if unemployed get handouts is char siew :frown:


All of us fortunate enuff to hold on a decent job for so long juz contribute to coffee to give back to society to help those having difficulty in getting decent job thru the govt's avenue. Daft ppl brainwashed or think char siew wen start contrast showing lawmakers enriching themselves through our taxes.  :frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: 雨过天晴 on May 09, 2024, 01:32 AM
Quote from: Philipkee on May 08, 2024, 04:30 PM$500 is like prison life.  You need $1500 to $2000 per person per month to have an average life without car or housing loan. 

Cos you need to have buffer for medical expenses and insurance.

Plus you need a life and not merely go through motions of living


going thru motion of living is when one has no purpose, no goals, no aim

work -> eat -> sleep -> work -> eat -> sleep -> repeat until lorry
*sad*
Title: Re: Can u keep your expenses below $500/mth?
Post by: Bardiel on May 09, 2024, 10:38 AM
i now not working due to kidney issue

if u don count in my hdb mortage. not count in phone/utility/internet bill


Phone - 10
Internet - 40
S&CC - 50
PUB - 110

500 is doable
everyday makan - around 10 - 15. so total up is 400 liidat or sometime lesser
transport 50 or 60 monthly. cos frequest visit to hospital.

sometime need spend 1 or 2 grab trip cos after dialysis don even have energy to walk to mrt.
Title: Re: Can u keep your expenses below $500/mth?
Post by: 老曾记 on May 09, 2024, 11:17 AM
Quote from: Bardiel on May 09, 2024, 10:38 AMi now not working due to kidney issue

if u don count in my hdb mortage. not count in phone/utility/internet bill


Phone - 10
Internet - 40
S&CC - 50
PUB - 110

500 is doable
everyday makan - around 10 - 15. so total up is 400 liidat or sometime lesser
transport 50 or 60 monthly. cos frequest visit to hospital.

sometime need spend 1 or 2 grab trip cos after dialysis don even have energy to walk to mrt.

Hey Bardiel. I'm thinking whether u managed to apply some funds. My house manage to apply some funds for my Dad.
Title: Re: Can u keep your expenses below $500/mth?
Post by: 老曾记 on May 09, 2024, 11:18 AM
Quote from: drdoof on May 08, 2024, 07:37 PMIn edwm speak, if unemployed get handouts is char siew :frown:

I'm a big char siew I told my Mum I'm leeching on her  :frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: 老曾记 on May 09, 2024, 11:18 AM
Quote from: jim889 on May 08, 2024, 07:04 PMmoi used to 4000/m credit card.. now reduce to 3000/m

dun buy junk
:frown:

U so rich  :eek:
Title: Re: Can u keep your expenses below $500/mth?
Post by: 老曾记 on May 09, 2024, 11:24 AM
Quote from: mGx-Alander on May 09, 2024, 01:32 AMgoing thru motion of living is when one has no purpose, no goals, no aim

work -> eat -> sleep -> work -> eat -> sleep -> repeat until lorry
*sad*

Damn sad right  :frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: Bardiel on May 09, 2024, 11:46 AM
Quote from: luckyapple on May 09, 2024, 11:17 AMHey Bardiel. I'm thinking whether u managed to apply some funds. My house manage to apply some funds for my Dad.

not yet as of now.

cos i am at the transplant stage now. i will go all out to apply all kinda funds once i get a confirmed surgery date.

Title: Re: Can u keep your expenses below $500/mth?
Post by: 老曾记 on May 09, 2024, 11:53 AM
Quote from: Bardiel on May 09, 2024, 11:46 AMnot yet as of now.

cos i am at the transplant stage now. i will go all out to apply all kinda funds once i get a confirmed surgery date.



Good luck 🤞 for your kidney transplant
Title: Re: Can u keep your expenses below $500/mth?
Post by: Suntan on May 09, 2024, 01:31 PM
Quote from: Nevereatrice on May 08, 2024, 02:15 PMJust renewed road tax $740 + vicom inspection $76.3 bloodsucking system. Indonesia $1000 bike  can ride until u die no need simi inspection


Viacom ISH a blood sucking system & job creation for CS. The reception smugly told Moi some got to inspect after 3 yrs. Moi exclaimed it's new why need to suck blood? Then she diam diam black face.
Title: Re: Can u keep your expenses below $500/mth?
Post by: Suntan on May 09, 2024, 01:37 PM
Quote from: Bardiel on May 09, 2024, 11:46 AMnot yet as of now.

cos i am at the transplant stage now. i will go all out to apply all kinda funds once i get a confirmed surgery date.



Best wishes. Come back with AMA here  :s12:
Title: Re: Can u keep your expenses below $500/mth?
Post by: encourageSome1 on May 09, 2024, 08:32 PM
Quote from: Nevereatrice on May 08, 2024, 06:23 PMTransport 150?
Left 350
350/31 everyday $10
My here for $2 cai png
U jiak 2 make a day left $6
$6 pay utilities. Do free activities lo Piak piak with bf is free
If everyth also not paying for home or family

Tpt 4.00 per trip x 30 days
=120 per mth

Food 30 days x 15-18 per day
= 450~540 per mth (if yr food court / wkpl is expensive kopitiam )

Go out w friend 4 outings a month
(Only pay each one their own no gift)
4x25~40
=100~160

Internet / utilities
=250?

Allowance for parents
=600-1000

Minimum lower -Upper range =1600- 2100
(Excluded
Parents medical needs
Any medical or personal supplies /  self maintenance services
Any other work/home maintenance stuff
Provisions
Groceries
Gifts or care for loved ones
Any tax
Any other dependents
Any courses / fees / subscriptions
Any pets
Any car
Any hobbies )
Title: Re: Can u keep your expenses below $500/mth?
Post by: jim889 on May 09, 2024, 09:44 PM
Quote from: luckyapple on May 09, 2024, 11:18 AMU so rich  :eek:

not lich rah.. moi just any how buy junk aliexpress/ebay/amazon.. cannot control end up spend $$$$..

now stop oredi
 :frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: Imboredtodeath on May 09, 2024, 11:57 PM
Quote from: Bardiel on May 09, 2024, 11:46 AMnot yet as of now.

cos i am at the transplant stage now. i will go all out to apply all kinda funds once i get a confirmed surgery date.



Jiayou bro. Didnt know abt this, feel free to let us knw if we can help!
Title: Re: Can u keep your expenses below $500/mth?
Post by: Arctic on May 10, 2024, 11:25 AM
Quote from: Bardiel on May 09, 2024, 11:46 AMnot yet as of now.

cos i am at the transplant stage now. i will go all out to apply all kinda funds once i get a confirmed surgery date.



Best wishes bro
Title: Re: Can u keep your expenses below $500/mth?
Post by: HuatOngHeng on May 10, 2024, 01:27 PM
500 is possible la, if no work means no need much transport, bulk of it use for food loh. Eat hawker 3-4 dollars meal x2 (lunch dinner), one day spend less than 10 dollars. Assuming dont need to worry about car, hdb loan, ele and water bills la
Title: Re: Can u keep your expenses below $500/mth?
Post by: jim889 on May 10, 2024, 01:48 PM
Quote from: HuatOngHeng on May 10, 2024, 01:27 PM500 is possible la, if no work means no need much transport, bulk of it use for food loh. Eat hawker 3-4 dollars meal x2 (lunch dinner), one day spend less than 10 dollars. Assuming dont need to worry about car, hdb loan, ele and water bills la

dun eat outside ownself cook can cheaper
 :frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: Aisingioro on May 10, 2024, 02:28 PM
only spent $4 on transport so far this month, and it was for a wasted trip to office.

should be able to keep personal food & grocery spend to $15 a day, even if including occasional fast food meals and some beer.
Title: Re: Can u keep your expenses below $500/mth?
Post by: semen blow snow on May 10, 2024, 02:51 PM
https://youtu.be/y2IgJvsywrU?si=cvrXFOs8bC94oNzl

Growing trebd is japanese staying long term in cyber cafes after losing jobs or unemployed :frown: Japan life isn't as good as sinkies think.
Born out if not rich family is confined to work until u die. Their ot average 6 hrs everyday.
Can die in company one their life.
This is then no life
Title: Re: Can u keep your expenses below $500/mth?
Post by: HuatOngHeng on May 12, 2024, 07:43 AM
Quote from: jim889 on May 10, 2024, 01:48 PMdun eat outside ownself cook can cheaper
 :frown:

Eat the mayflower cai png, 17 bucks for a plate :s13:
Title: Re: Can u keep your expenses below $500/mth?
Post by: jim889 on May 12, 2024, 08:24 AM
Quote from: HuatOngHeng on May 12, 2024, 07:43 AMEat the mayflower cai png, 17 bucks for a plate :s13:

seow.. caipng can cost $17 might as well eat restoran better
 :frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: drdoof on May 12, 2024, 10:49 AM
Quote from: HuatOngHeng on May 12, 2024, 07:43 AMEat the mayflower cai png, 17 bucks for a plate :s13:

$17  :eek:
Title: Re: Can u keep your expenses below $500/mth?
Post by: semen blow snow on May 12, 2024, 11:11 AM
I give u address to $2 cai png - 477 tampines st 42
Title: Re: Can u keep your expenses below $500/mth?
Post by: Suntan on May 12, 2024, 11:58 AM
Quote from: HuatOngHeng on May 12, 2024, 07:43 AMEat the mayflower cai png, 17 bucks for a plate :s13:

Carrot spotted  :s12:
Title: Re: Can u keep your expenses below $500/mth?
Post by: jim889 on May 12, 2024, 01:52 PM
Quote from: Nevereatrice on May 12, 2024, 11:11 AMI give u address to $2 cai png - 477 tampines st 42

so cheap ? how many meat/veg can choosing?
 :s11:
Title: Re: Can u keep your expenses below $500/mth?
Post by: HuatOngHeng on May 12, 2024, 02:54 PM
Quote from: jim889 on May 12, 2024, 08:24 AMseow.. caipng can cost $17 might as well eat restoran better
 :frown:

Famous overcharging cai png in AMK mah. AMK old people estate still charge crazy price haiz
Title: Re: Can u keep your expenses below $500/mth?
Post by: jim889 on May 12, 2024, 02:55 PM
Quote from: HuatOngHeng on May 12, 2024, 02:54 PMFamous overcharging cai png in AMK mah. AMK old people estate still charge crazy price haiz

boycott!!
 :frown:
Title: Re: Can u keep your expenses below $500/mth?
Post by: sTiCkY on May 12, 2024, 03:23 PM
a bit hard these days
Title: Re: Can u keep your expenses below $500/mth?
Post by: semen blow snow on May 12, 2024, 03:28 PM
Quote from: jim889 on May 12, 2024, 01:52 PMso cheap ? how many meat/veg can choosing?
 :s11:

1 meat 2 vege no fish
Title: Re: Can u keep your expenses below $500/mth?
Post by: Prodriver222 on May 15, 2024, 10:29 AM
Quote from: Bardiel on May 09, 2024, 10:38 AMi now not working due to kidney issue

if u don count in my hdb mortage. not count in phone/utility/internet bill


Phone - 10
Internet - 40
S&CC - 50
PUB - 110

500 is doable
everyday makan - around 10 - 15. so total up is 400 liidat or sometime lesser
transport 50 or 60 monthly. cos frequest visit to hospital.

sometime need spend 1 or 2 grab trip cos after dialysis don even have energy to walk to mrt.

How old are you? How did you find out that your kidney isn't good and require treatment?
Title: Re: Can u keep your expenses below $500/mth?
Post by: ABCDFinanceGuy on May 15, 2024, 11:57 AM
Food below $500 per month still can.
Title: Re: Can u keep your expenses below $500/mth?
Post by: Bardiel on May 16, 2024, 10:14 AM
Quote from: Prodriver222 on May 15, 2024, 10:29 AMHow old are you? How did you find out that your kidney isn't good and require treatment?

i will get back to u on this when i am feeling better.

cos the story gonna be WOT
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