Money Mind

General Category => The Common Lounge => Topic started by: Nemesis Alien on Mar 19, 2025, 08:39 PM

Title: HDB flats will remain affordable for all Singaporeans, says Desmond Lee
Post by: Nemesis Alien on Mar 19, 2025, 08:39 PM
https://x.com/straits_times/status/1902288495861010888
Title: Re: HDB flats will remain affordable for all Singaporeans, says Desmond Lee
Post by: Imboredtodeath on Mar 19, 2025, 08:51 PM
affordable my fuck.

that's a fucking lie totally.
Title: Re: HDB flats will remain affordable for all Singaporeans, says Desmond Lee
Post by: BuiBuiForeverAlone on Mar 19, 2025, 09:23 PM
Seeing them keep saying hdb is affordable is really maddening. Not everyone can get bto flat. Some no choice can't wait have to buy resale flat.
Title: Re: HDB flats will remain affordable for all Singaporeans, says Desmond Lee
Post by: Nemesis Alien on Mar 19, 2025, 09:24 PM
Quote from: defiant on Mar 19, 2025, 08:51 PMaffordable my fuck.

that's a fucking lie totally.

With his pay of course affordable mah.
Title: Re: HDB flats will remain affordable for all Singaporeans, says Desmond Lee
Post by: Risa on Mar 20, 2025, 06:04 AM
hdb flats is affordable because hdb n banks can afford to give u huge long term loans

u r crushed by the loans n debts for 30 years

taking up such a long loan to service something is definitely not something i would say is affordable
Title: Re: HDB flats will remain affordable for all Singaporeans, says Desmond Lee
Post by: Suntan on Mar 20, 2025, 10:52 AM
Desmond is not cheap but Talk is cheap.
Title: Re: HDB flats will remain affordable for all Singaporeans, says Desmond Lee
Post by: Mummy1234 on Mar 20, 2025, 11:41 AM
Hope BTO is kept affordable. One option for me is to sell my properties and retire in Sg in a BTO.

Resale crazy expensive.
Title: Re: HDB flats will remain affordable for all Singaporeans, says Desmond Lee
Post by: Imboredtodeath on Mar 20, 2025, 01:29 PM
Last time '73 a flat is 9300.

85 same flat is 44k as resale

Now same place 47 yr lease left is 360k upwards

Did salary grow 36x since 1973? U have your answer.

If we peg to 1973 maybe that time salary was 500 or below for diploma and below

Means 20 mths can pay finish

If peg to 1984 prices maybe diploma now is get 700 or 800? 1984 resale flat with 10+ yrs less lease can pay within 60 mths

Now same place less than 50 yrs left but now diploma grad is what? 2.5k? 360k/2.5 now is 144 months
Title: Re: HDB flats will remain affordable for all Singaporeans, says Desmond Lee
Post by: Imboredtodeath on Mar 20, 2025, 01:32 PM
Price went up a lot since 2010.

Tbh above comparison is still incorrect. Need to calculate roughly same area bto cost

Now 3 rm here is 450k, actually closer to 500k upwards.

That time 1973 buy direct is 9300

1984 if not wrong my area is 20k+

From 20k+ to 500k+ thats 25x

Did salary grow 25x or near that? Meaning to say a diploma holder earn 500+ or 600 in 80s... should be making 12.5k and above

Title: Re: HDB flats will remain affordable for all Singaporeans, says Desmond Lee
Post by: jim889 on Mar 20, 2025, 03:56 PM
aiya purpose of hdeebee flat is to tie chiu down 30 yr rah

if chiu wanna cat .. tie chiu down another 10 yr

if chiu pay off hdeebee and cat finsih and jin eng kajiao them how
 :flash:
Title: Re: HDB flats will remain affordable for all Singaporeans, says Desmond Lee
Post by: Nemesis Alien on Mar 20, 2025, 04:28 PM
Quote from: defiant on Mar 20, 2025, 01:29 PMLast time '73 a flat is 9300.

85 same flat is 44k as resale

Now same place 47 yr lease left is 360k upwards

Did salary grow 36x since 1973? U have your answer.

If we peg to 1973 maybe that time salary was 500 or below for diploma and below

Means 20 mths can pay finish

If peg to 1984 prices maybe diploma now is get 700 or 800? 1984 resale flat with 10+ yrs less lease can pay within 60 mths

Now same place less than 50 yrs left but now diploma grad is what? 2.5k? 360k/2.5 now is 144 months

Quote from: defiant on Mar 20, 2025, 01:32 PMPrice went up a lot since 2010.

Tbh above comparison is still incorrect. Need to calculate roughly same area bto cost

Now 3 rm here is 450k, actually closer to 500k upwards.

That time 1973 buy direct is 9300

1984 if not wrong my area is 20k+

From 20k+ to 500k+ thats 25x

Did salary grow 25x or near that? Meaning to say a diploma holder earn 500+ or 600 in 80s... should be making 12.5k and above



73s One bowl of noodles 70 cents.

85s One bowl of noodles $1.50.

Now one bowl of noodles $5 +/-.
Title: Re: HDB flats will remain affordable for all Singaporeans, says Desmond Lee
Post by: jim889 on Mar 20, 2025, 06:46 PM
Quote from: Nemesis Alien on Mar 20, 2025, 04:28 PM73s One bowl of noodles 70 cents.

85s One bowl of noodles $1.50.

Now one bowl of noodles $5 +/-.

if chiu believe wat he said
https://www.straitstimes.com/singapore/politics/gst-hike-did-not-turbocharge-inflation-says-pm-wong-as-he-acknowledged-cost-of-living-concerns
Title: Re: HDB flats will remain affordable for all Singaporeans, says Desmond Lee
Post by: Risa on Mar 21, 2025, 09:00 PM
hdb flats is affordable because hdb and banks are willing to give out long term loans

if they stop giving out long term loans, i doubt the people in singapore can even afford a hdb at current prices
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