Money Mind

General Category => The Common Lounge => Topic started by: FireOpal on Apr 02, 2024, 06:12 PM

Title: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: FireOpal on Apr 02, 2024, 06:12 PM
https://www.cpf.gov.sg/member/infohub/educational-resources/cpf-answers-why-cant-i-make-a-withdrawal-for-all-my-cpf-savings-at-age-55
Title: Re: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: GhostZM on Apr 02, 2024, 06:52 PM
Because money inside CPF is not yours..


CheerS!!!😉
Title: Re: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: jim889 on Apr 02, 2024, 07:23 PM
Quote from: GhostZM on Apr 02, 2024, 06:52 PMBecause money inside CPF is not yours..


CheerS!!!😉

this..  but many ppl kenah brain washed already..
dunno about this fact or choose not to believe this fact even after moi tried to sexplain to them
 :frown:
Title: Re: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: GhostZM on Apr 02, 2024, 07:24 PM
Quote from: jim889 on Apr 02, 2024, 07:23 PMthis..  but many ppl kenah brain washed already..
dunno about this fact or choose not to believe this fact even after moi tried to sexplain to them
 :frown:

Many still think SG Govt is da best!


CheerS!!!😉
Title: Re: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: jim889 on Apr 02, 2024, 07:25 PM
Quote from: GhostZM on Apr 02, 2024, 07:24 PMMany still think SG Govt is da best!


CheerS!!!😉

dun think they waking up soon
 :frown:
Title: Re: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: daryl76 on Apr 02, 2024, 08:29 PM
(https://i.ibb.co/3c5Fv6r/IMG-3845.jpg) (https://ibb.co/ZxRgS4L)
Title: Re: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: 老曾记 on Apr 02, 2024, 09:45 PM
Quote from: jim889 on Apr 02, 2024, 07:23 PMthis..  but many ppl kenah brain washed already..
dunno about this fact or choose not to believe this fact even after moi tried to sexplain to them
 :frown:

Some of the friends I spoken to, are quite positive they can live beyond 65. Errr. Tbh live beyond 65, the body also getting weaker can't do much. Wouldn't need so much money by then. Nowadays I believe money should be well spent when younger while we can still move around.
Title: Re: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: nyvrem on Apr 02, 2024, 09:47 PM
QuoteWith CPF LIFE, you can have a peace of mind that you will always receive a retirement income no matter what age you live to. Just like how health insurance protects you against unexpected medical costs, CPF LIFE protects you against longevity risks (i.e. running out of your savings in your retirement years). This is especially so when you do not have a source of income in old age.

arm jio

Sum can fluctuate anytime, goal post can shift anytime

give u $1/mth for life also still count as payout for life


Title: Re: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: encourageSome1 on Apr 02, 2024, 11:33 PM
Quote from: luckyapple on Apr 02, 2024, 09:45 PMSome of the friends I spoken to, are quite positive they can live beyond 65. Errr. Tbh live beyond 65, the body also getting weaker can't do much. Wouldn't need so much money by then. Nowadays I believe money should be well spent when younger while we can still move around.
If live till 66 Lagi also only 1 yr

But g only believes we ll be the 50% that will live to 8x and kiasi that we ll burden e country lor
So hold back all our monies
Title: Re: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: nyvrem on Apr 03, 2024, 07:51 AM
my uncle last year passed away, he was in his late 60s nia

just retired

died of cancer

didn't even get to enjoy his cpf

his grandkids not even 2 years old

 :frown:  :frown:  :frown:
Title: Re: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: daryl76 on Apr 03, 2024, 09:55 AM
Quote from: nyvrem on Apr 03, 2024, 07:51 AMmy uncle last year passed away, he was in his late 60s nia

just retired

died of cancer

didn't even get to enjoy his cpf

his grandkids not even 2 years old

 :frown:  :frown:  :frown:

my condolences

screw pap and their lanjiao "sinkies are living older" shit

Title: Re: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: FireOpal on Apr 03, 2024, 10:33 AM
This is the old CPF system. 


CPF members who turned 55 before 2009 could withdraw up to 50% of their CPF savings upon turning 55.

This was progressively phased out from 2009 to 2013.

(https://i.imgur.com/WyrQlG3.jpeg)
Title: Re: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: FireOpal on Apr 03, 2024, 10:37 AM
PAP jin greedy and clever they created new law, new regulations to ensure they can eat and trap more of our money.


CPF Life.
Basic Retirement Sum ("BRS payouts")
Full Retirement Sum ("FRS") Enhanced Retirement Sum ("ERS")


(https://i.imgur.com/ggfQUZ2.jpeg)

What a wonderful system to trap $96,000 to more than $342,000 from each person, the value must go up yearly so that PAP confirm huat all the way.
As long you become poorer and less money in your saving accounts, this means the govt is richer 😎
Title: Re: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: encourageSome1 on Apr 03, 2024, 10:38 AM
Quote from: FireOpal on Apr 03, 2024, 10:33 AMThis is the old CPF system.


CPF members who turned 55 before 2009 could withdraw up to 50% of their CPF savings upon turning 55.

This was progressively phased out from 2009 to 2013.

(https://i.imgur.com/WyrQlG3.jpeg)
i re read yr share url twice n cpf statement and still don't uds

-when or what age

-and what % or amt i can withdraw
My own 20% of all my money ever gotten thru employment ..

G e biggest scammer ever just by saying lot but actually saying nothing
Title: Re: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: FireOpal on Apr 03, 2024, 10:45 AM
Other current CPF regulations (2024)

1. Members can withdraw up to $5,000 unconditionally from their Ordinary Account
(OA)/ Special Account (SA) savings from age 55, even if their Retirement Account
(RA) savings are less than their cohort BRS; or


2. Members can withdraw their OA/SA savings above their FRS, and/or RA savings above
their BRS (if they own a property that can last them up to age 95) from age 55; and


3. Members turning age 65 from 2023 onwards can withdraw up to 20% of their RA savings as at age 65, in a lump sum.
Title: Re: CPF answers: why can’t I make a withdrawal for all my CPF savings at age 55?
Post by: nyvrem on Apr 03, 2024, 12:47 PM
moi in 30s now, by the time moi 55, BRS smelly smelly 300k liao

 :spin:  :spin:  :spin:
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