Money Mind

General Category => Investing Exchange => Topic started by: default on Dec 05, 2023, 08:03 PM

Title: Fixed Deposits, Singapore Savings Bonds etc
Post by: default on Dec 05, 2023, 08:03 PM
Do you invest in any of these?
Title: Re: Fixed Deposits, Singapore Savings Bonds etc
Post by: mGx-Alander on Dec 09, 2023, 03:35 AM
I do have SSB and got 1 set maturing in 5 years time

also now that interest rate is high, i also chiong treasury bond on a 6 month cycle, to lower my tax, i dump some $ into SRS and buy treasury bond from there to earn interest
Title: Re: Fixed Deposits, Singapore Savings Bonds etc
Post by: 氰化钾 KCN on Feb 01, 2024, 12:28 PM
Recently started to bid for tbill. Tried the 1yr issuance but didn't get. Waiting to see how the 6M one turns out.

SSB is locked 10yrs? Consider mid/long term?
Title: Re: Fixed Deposits, Singapore Savings Bonds etc
Post by: Risa on Feb 02, 2024, 07:19 AM
T-bills yield r dropping...
Title: Re: Fixed Deposits, Singapore Savings Bonds etc
Post by: 氰化钾 KCN on Feb 14, 2024, 03:58 PM
Quote from: Shiori on Feb 02, 2024, 07:19 AMT-bills yield r dropping...
did you apply for current issuance?
Title: Re: Fixed Deposits, Singapore Savings Bonds etc
Post by: Risa on Feb 15, 2024, 06:30 AM
Quote from: PP the FORTUNE God on Feb 14, 2024, 03:58 PMdid you apply for current issuance?

i applied during jan issuance
Title: Re: Fixed Deposits, Singapore Savings Bonds etc
Post by: 氰化钾 KCN on Feb 15, 2024, 07:25 AM
Quote from: Shiori on Feb 15, 2024, 06:30 AMi applied during jan issuance

You all in?
What's your strategy? How would you advice someone who has limited financial knowledge on investment?
Title: Re: Fixed Deposits, Singapore Savings Bonds etc
Post by: mGx-Alander on Mar 11, 2024, 12:40 AM
T Bill and SSB are very safe investments

u can buy with ur free fund if dun need liquidity in next 6 month

if u need liquidity, then go SSB, the turn over is 30 days

dont put in $ that will cause u to be in financial distress with < 30 days
Title: Re: Fixed Deposits, Singapore Savings Bonds etc
Post by: daryl76 on Mar 11, 2024, 11:58 AM
i do have some funds for safe investments

any recommendations?
Title: Re: Fixed Deposits, Singapore Savings Bonds etc
Post by: bigrooster on Mar 11, 2024, 12:47 PM
Quote from: daryl76 on Mar 11, 2024, 11:58 AMi do have some funds for safe investments

any recommendations?

Apart from T-bills and SSB, if you don't need your funds within 2 years, can consider GE single premium that pays 3.5% p.a. for 2 years, as part of diversification.

https://www.greateasternlife.com/sg/en/personal-insurance/our-products/wealth-accumulation/great-sp.html
Title: Re: Fixed Deposits, Singapore Savings Bonds etc
Post by: Risa on Aug 17, 2024, 02:01 PM
Quote from: bigrooster on Mar 11, 2024, 12:47 PMApart from T-bills and SSB, if you don't need your funds within 2 years, can consider GE single premium that pays 3.5% p.a. for 2 years, as part of diversification.

https://www.greateasternlife.com/sg/en/personal-insurance/our-products/wealth-accumulation/great-sp.html


this GE product suspended.
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