Money Mind

General Category => The Common Lounge => Topic started by: 老曾记 on Oct 19, 2024, 08:30 AM

Title: Citi rewards credit card
Post by: 老曾记 on Oct 19, 2024, 08:30 AM
@EncourageSome1 zehzeh... I saw your replies in credit card thread. Wan to ask u... Does the card support ntuc and shopee? I would love to get one if they support these 2.
Title: Re: Citi rewards credit card
Post by: jim889 on Oct 19, 2024, 08:52 AM
Quote from: oldchangkee on Oct 19, 2024, 08:30 AM@EncourageSome1 zehzeh... I saw your replies in credit card thread. Wan to ask u... Does the card support ntuc and shopee? I would love to get one if they support these 2.

chiu sarpork ntuc ah..

they make profit but ........
 :eek:  :eek:
Title: Re: Citi rewards credit card
Post by: 老曾记 on Oct 19, 2024, 09:13 AM
Quote from: jim889 on Oct 19, 2024, 08:52 AMchiu sarpork ntuc ah..

they make profit but ........
 :eek:  :eek:

My Mum love it wor. I get the card liao let her use.
I use shopee
Title: Re: Citi rewards credit card
Post by: jim889 on Oct 19, 2024, 09:31 AM
Quote from: oldchangkee on Oct 19, 2024, 09:13 AMMy Mum love it wor. I get the card liao let her use.
I use shopee

moi tot they prefer cash 
 :flash:
Title: Re: Citi rewards credit card
Post by: default on Oct 19, 2024, 09:34 AM
im using leh...... last time the rewards much better now is like shit

but up to u bah
Title: Re: Citi rewards credit card
Post by: 老曾记 on Oct 19, 2024, 09:58 AM
Quote from: default on Oct 19, 2024, 09:34 AMim using leh...... last time the rewards much better now is like shit

but up to u bah

How much rewards u getting back per mth?
Title: Re: Citi rewards credit card
Post by: jim889 on Oct 19, 2024, 10:00 AM
Quote from: oldchangkee on Oct 19, 2024, 09:58 AMHow much rewards u getting back per mth?

huai chiu all use credit always kad think abt leeward?
nothing ish free in this world rah

cash ish best

 :frown:
Title: Re: Citi rewards credit card
Post by: Arctic on Oct 19, 2024, 10:27 AM
Quote from: oldchangkee on Oct 19, 2024, 09:58 AMHow much rewards u getting back per mth?

POSB everyday card sheng siong 5% on everything ftw
Title: Re: Citi rewards credit card
Post by: 老曾记 on Oct 19, 2024, 10:51 AM
Quote from: Arctic on Oct 19, 2024, 10:27 AMPOSB everyday card sheng siong 5% on everything ftw

Wa my side no sheng siong... Only ntuc.

Quote from: jim889 on Oct 19, 2024, 10:00 AMhuai chiu all use credit always kad think abt leeward?
nothing ish free in this world rah

cash ish best

 :frown:


No la. shun bian save cost ma. I wouldn't use it unnecessary.
Title: Re: Citi rewards credit card
Post by: jim889 on Oct 19, 2024, 10:52 AM
Quote from: oldchangkee on Oct 19, 2024, 10:51 AMWa my side no sheng siong... Only ntuc.

No la. shun bian save cost ma. I wouldn't use it unnecessary.

chiu heypi jiu hao..  :flash:
Title: Re: Citi rewards credit card
Post by: default on Oct 19, 2024, 11:06 AM
Quote from: oldchangkee on Oct 19, 2024, 09:58 AMHow much rewards u getting back per mth?

Is change vouchers. Last time points more i feel. Now like cut at least 20 to 30%
Title: Re: Citi rewards credit card
Post by: encourageSome1 on Oct 19, 2024, 12:20 PM
Quote from: oldchangkee on Oct 19, 2024, 08:30 AM@EncourageSome1 zehzeh... I saw your replies in credit card thread. Wan to ask u... Does the card support ntuc and shopee? I would love to get one if they support these 2.
Meimei ntuc n shopeee hmm can use / can support but I don't find citi rewards anyth special offering w ntuc

Ntuc alws ask if we hv their member : I think got one black purple words ntuc reward cards was link card w ocbc back then then the partnership byed n card changed
I still hv ocbc ac but no link to those Ntuc points lor

Shopee usu push their mari bank but I don't need another new ac so nv thk abt mari bank

Anyth u spend on card can earn u rewards $ which u can every few month redeem for cash equivalent to offset ur total spend: this is best for me
So let say this month I spend 500

Nx month they ll say this is x points
, after 3-6 mths can offset 5-10.00 off my cc bill
Title: Re: Citi rewards credit card
Post by: 老曾记 on Oct 19, 2024, 12:53 PM
Quote from: EncourageSome1 on Oct 19, 2024, 12:20 PMMeimei ntuc n shopeee hmm can use / can support but I don't find citi rewards anyth special offering w ntuc

Ntuc alws ask if we hv their member : I think got one black purple words ntuc reward cards was link card w ocbc back then then the partnership byed n card changed
I still hv ocbc ac but no link to those Ntuc points lor

Shopee usu push their mari bank but I don't need another new ac so nv thk abt mari bank

Anyth u spend on card can earn u rewards $ which u can every few month redeem for cash equivalent to offset ur total spend: this is best for me
So let say this month I spend 500

Nx month they ll say this is x points
, after 3-6 mths can offset 5-10.00 off my cc bill


Thanks for the details Encourage zehzeh. Ya I'm also considering if it's worth the efforts given the savings...
Title: Re: Citi rewards credit card
Post by: encourageSome1 on Oct 19, 2024, 12:57 PM
Quote from: oldchangkee on Oct 19, 2024, 12:53 PMThanks for the details Encourage zehzeh. Ya I'm also considering if it's worth the efforts given the savings...

No effort de
Just use normally can can
Redeem is just one second to click in app to redeem
Title: Re: Citi rewards credit card
Post by: default on Oct 19, 2024, 12:57 PM
Quote from: EncourageSome1 on Oct 19, 2024, 12:20 PMMeimei ntuc n shopeee hmm can use / can support but I don't find citi rewards anyth special offering w ntuc

Ntuc alws ask if we hv their member : I think got one black purple words ntuc reward cards was link card w ocbc back then then the partnership byed n card changed
I still hv ocbc ac but no link to those Ntuc points lor

Shopee usu push their mari bank but I don't need another new ac so nv thk abt mari bank

Anyth u spend on card can earn u rewards $ which u can every few month redeem for cash equivalent to offset ur total spend: this is best for me
So let say this month I spend 500

Nx month they ll say this is x points
, after 3-6 mths can offset 5-10.00 off my cc bill


redeem for cashback is not so wu hua as vouchers

example dunno now is 3.3k or 3.5k for $10 cold storage vouchers

if you cash back i think 3k only $5....... i think only, and this is only an example

if u want cashback just go for their cashback card
Title: Re: Citi rewards credit card
Post by: encourageSome1 on Oct 19, 2024, 01:52 PM
Quote from: default on Oct 19, 2024, 12:57 PMredeem for cashback is not so wu hua as vouchers

example dunno now is 3.3k or 3.5k for $10 cold storage vouchers

if you cash back i think 3k only $5....... i think only, and this is only an example

if u want cashback just go for their cashback card

True that
I don't care abt vouchers cos I don't remb where n when I hv them
By the time I find em
Either expired or 1-10 days fr expiry
This make me waste the $$ or alws rush to buy thg I don't need immediately
Title: Re: Citi rewards credit card
Post by: 老曾记 on Oct 19, 2024, 03:09 PM
Thanks everybuttie for the inputs :s12:
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